Should You Buy a Used JAGUAR XJ? (X351 TEST DRIVE & REVIEW) from used jaguar xjl for sale in india Watch Video

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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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Phone Pe Request Money Fraud Facebook पर मैंने जीता कूपन देखें LIVE Fraud पहली बार LIVE | New<br/><br/>Request Money Fraud: What it is & How you can stay Safe<br/><br/>Most of us are aware that we must never share our bank account, card or OTP details with an unknown caller. But did you know that fraudsters can scam you even without these details? The request money fraud has been on the rise, and you can become a victim even if the fraudster just knows your phone number.<br/><br/>What is collect-call/request money?<br/><br/>The ‘Request’ feature on the PhonePe app allows a person to send you a payment request where the amount is filled in by the requester.<br/><br/><br/>Request Money on PhonePe<br/>Once someone has sent in a request, a pop-up opens up on your PhonePe app.<br/><br/><br/>You can pay by just clicking on the ‘Pay’ button and entering the UPI PIN.<br/><br/><br/>Pay using the collect call request pop up<br/>You can also ‘Decline’ the request, in which case the request stands invalid. Before declining, you can block the requester as well — this will prevent all future payment requests being raised to you by that person.<br/><br/>Here’s how Request Money frauds work:<br/><br/><br/>Fraudsters responding to your sale listings on Quikr, OLX and other sites<br/>You post a product listing on OLX, Quikr or a similar site. The fraudster spots your listing and gives you a call saying that are interested in buying the product. <br/><br/>The fraudster will then ask you to open your PhonePe app while you are on the call, and send you a collect-call request for the same amount as your listing. A lot of times the fraudsters use the PhonePe logo as their profile picture, which you can see in the collect call request. They also put a message right above the ‘Pay’ button with instructions like ‘Once you pay, you will receive money.’<br/><br/>This is a fraudulent message. You never need to click on the ‘Pay’ button or enter your UPI pin to receive money on PhonePe.<br/><br/>A few examples of such fraudulent messages are “Payment successful receive Rs. xxx”, “You received money”, “To receive click here for bank transfer”, and so on.<br/><br/><br/>A collect-call request with a fraudulent name and message<br/>2. Fraudsters pretending to be representatives of companies like Flipkart, Myntra etc.<br/><br/>In such scenarios, the fraudster will usually call and congratulate you stating that you have won money and they need to transfer it to Flipkart, PhonePe or any third party wallet. They may even tell you that you can purchase anything while on the call and they will enable this purchase for you.<br/><br/>This is what a fraudulent collect call looks like in this scenario:<br/><br/><br/>The fraudster has used a company’s logo & name in this collect-call request<br/>Please remember, no company or merchant will send you a collect-call request to transfer money or make a purchase on your behalf.<br/><br/>3. Fraudsters pretending to be PhonePe customer support representatives<br/><br/>In such scenarios fraudsters circulate fake helpline numbers on Twitter, claiming to solve problems related to money transfers, cashback, KYC etc. on the app.
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