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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_put-on-your-headsets-listen-to-the-reading-company39s-classic-six-chime.webp "JLTrain-zGamingu0026Railfan202X")
_victorian-budget-reading-interrupted-by-protesters-in-parliament.webp "Politicians were cleared from the chamber after protesters interrupted the 2024/2025 state budget reading.")
_a-pair-of-reading-6-chime-steam-whistles-in-port-clinton-pa-8-13-22.webp "Fan Railer")
_cass-scenic-railroad-blowing-the-reading-6-chime.webp "Cass Scenic Productions")
_do-kids-have-better-taste-in-books-than-their-parents.webp "Over half of parents admit their child is more well-read than them, according to a recent study.<br/><br/>And kids agree: Six in 10 kids (59%) confirmed that they do, in fact, have better taste in books than their parents.<br/><br/>A recent poll of 2,000 American parents and their kids, aged 8-17, investigated sentiments around reading habits, popular and classic books, summer reading assignments and why parents weren’t too shy to divulge their kids’ impressive reading accomplishments when admitting their child is more well-read (51%).<br/><br/>According to the survey,commissioned by ThriftBooks for Children’s Book Week and conducted by OnePoll, parents conceded that their children are better readers because their child reads more books than they do (70%) and their child remembers more of what they read (27%).")
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