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Raiffeisen Bank Romania

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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
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☕If you want to support the channel: https://ko-fi.com/rollthedices<br/>❤️‍ To support the project: https://www.kickstarter.com/projects/paulbrinkkemper/money-maker-the-goldsmiths-tale/description<br/>⭐ Website: https://www.moneymaker.games/<br/><br/> 2-6 players<br/> Ages 11+<br/>⌛90+ minutes<br/><br/>Introducing Money Maker – the board game that lets you live out the dream of printing your own money in the heart of the Golden Age of Amsterdam! Ever dreamt of making it big, of rolling in riches and conquering the world of finance? Well, grab your top hat and monocle, because it's time to turn those dreams into a reality!<br/><br/>In the 17th century, Amsterdam hit the jackpot with its Golden Age. The city became the ultimate global trading hotspot thanks to companies bringing in treasures from around the world. <br/><br/>The streets were buzzing with famous painters like Rembrandt and Vermeer, whose masterpieces still shine today. Amsterdam's iconic canals and charming canal houses were built during this time, making it a watery wonderland. <br/><br/>This is the scene of Money Maker, and here you play as an enterprising goldsmith who invented the most profitable business model in history: Banking
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