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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

⏲ 1:14 👁 33.6M

PublicDomainArchive

To Spring - Happy Harmonies (1936)

⏲ 9 minutes 3 seconds 👁 38K

overture83

Happy Harmonies - \"To Spring\" 20-06-1936

⏲ 9 minutes 6 seconds 👁 62.7K

WWE SmackDown results ( Apr 13,2024) <br/><br/>SmackDown.<br/><br/>– WWE Champion Cody Rhodes talked about tonight’s Triple Threat Matches to determine his first challenger. Cody said he is no longer the hunter, he is the hunted.<br/><br/>– The Bloodline (Solo Sikoa, Paul Heyman & Jimmy Uso) arrived and were not happy to see Cody Rhodes’ locker room. Solo said he’ll take care of it. Heyman said this is the consequence of losing and if they want their locker room back, they must win back the WWE Championship, and this is a direct order from “The Tribal Chief” Roman Reigns.<br/><br/>– LA Knight def. Santos Escobar and Bobby Lashley in a Triple Threat Match to advance to next week’s No.1 Contenders match<br/>Legado Del Fantasma interfered in the match, but The Street Profits took them out.<br/>Rey Mysterio said truth will come out on who attacked Dragon Lee.<br/><br/>– Paul Heyman said on the orders of Roman Reigns, The Bloodline will make no excuses. They do not blame John Cena, The Undertaker or Jey Uso. The Tribal Chief takes accountability of what happened in the main event of WrestleMania 40. Heyman said Roman was distracted by his lust for revenge on Seth Rollins and took his eyes off Cody Rhodes.<br/><br/>Solo Sikoa said there are consequences for losing and changes must be made. Heyman got worried and Solo turned his attention to Jimmy Uso. Solo hugged him and then someone attacked Jimmy from behind and it’s Haku’s son, NJPW Veteran Tama Tonga, making his WWE debut. Solo then delivered multiple Samoan Spikes to Jimmy.<br/>Heyman tired to call Roman, but Solo broke his phone. Solo then wrapped a steel chair around Jimmy’s neck and delivered a hip attack in the corner. It looks like Jimmy Uso is out of The Bloodline.<br/>Bron Breakker def. Cameron Grimes<br/><br/>– Tiffany Stratton interrupted WWE Women’s Champion Bayley’s promo. Tiffany said it was rude that she wasn’t given an opportunity to perform at WrestleMania 40. Tiffany said it looks like Bayley is about to issue an open challenge, so she accepts. Bayley said she wasn’t issuing an open challenge, but was about to name her first challenger and it’s Naomi. Tiffany said she already beat Naomi. Naomi said before she accepts Bayley’s challenge, she’s going to defeat clueless Tiffany, as she has earned everything she’s got in WWE.<br/>Paul Heyman came out of the trainer’s room after checking on Jimmy Uso and Tama Tonga arrived. He told Heyman that the attack on Jimmy was by order from The Tribal Chief. Then Solo Sikoa showed up, smiled at Heyman and left. A worried Heyman said what’s that supposed to mean? It looks like Solo Sikoa is trying to be the new Tribal Chief.<br/>Naomi def. Tiffany Stratton<br/><br/>Bayley will defend the WWE Women’s Title against Naomi on next week’s SmackDown.<br/><br/>– Jade Cargill & Bianca Belair def. Chelsea Green & Piper Niven<br/><br/>Corey Graves promoted Cargill and Belair as WWE’s newest tag team.<br/><br/>– AJ Styles def. Rey Mysterio and Kevin Owens in a Triple Threat Match to advance to next week’s No.1 Contenders match, where he will face LA Knight to earn a s

WWE_Friday_Night_SmackDown_(12_April_2024)

⏲ 1:27:13 👁 265K

TheUndercatCompany

Happy Harmonies - To Spring (1936)

⏲ 9 minutes 36 seconds 👁 23.5K

James Bond Group Marking

Happy Harmonies: Honeyland (1935) - Full Cartoon

⏲ 10 minutes 7 seconds 👁 6.6K

Today's happy shoppers are Ron & Jean from Slough, Bri & Stephen Moss from Derbyshire, and Diane & Brian from Manchester. Dale Winton hosts and he looks very much at ease now questioning the teams, taking the mick out of the Moss Brothers, wondering what one hyper team have had for breakfast, while a 3rd team are flying high in their job. When it comes to the quiz rounds, one team certainly comes out flying to build up an impressive lead going into the Super Sweep. But will they be triumphant at the end, or will another team from nowhere claim the final spot to compete for the big prize of £2,000?

Supermarket Sweep UK (S1, Ep 25 - Oct 8th 1993)

⏲ 24:28 👁 60K

frizz lefryd

Pastry Town Wedding (Van Beuren 1934)

⏲ 7 minutes 42 seconds 👁 1.8M

MihaiChetreanu17

One Mother's Family (1939)

⏲ 8 minutes 43 seconds 👁 384.6K

Xabi Alonso was drowned in beer as his Bayer Leverkusen players gate-crashed his post-match press conference after being crowned Bundesliga champions for the first time in their history.<br/><br/>Alonso was mid-answer when the door to the press room at the BayArena burst open with a number of his players, who chanted ‘champions’ as they proceeded to cover their manager in alcohol.<br/><br/>The Spaniard joined in with the celebrations and chanting, before returning to questions after his jubilant players had left the room.<br/><br/>The 42-year-old said he was incredibly proud to have led the club to their first-ever league title in his first full season in charge.<br/><br/>‘This is a very special moment for the club,’ Alonso said.<br/><br/>‘After 120 years, to win the Bundesliga for the first time is something extraordinary. The players performed, they were a top team together. I am so proud of all of them. For me, it’s an honor to work here.<br/><br/>‘Finally, we can say Bayer Leverkusen is the German champion. It’s a huge honor for all of us.<br/><br/>‘It was earned by the team, club, and fans. Everyone, all departments, was working and fighting for this title so we are a result of that hard work over many years.<br/><br/>‘This is a moment to enjoy and a huge success for this club. The first title is always special for everyone. So to be part of this history feels incredible.’<br/><br/>Leverkusen are now unbeaten in 43 games this season, have made the final of the German Cup, and are still in the Europa League.<br/><br/>‘Tomorrow we will celebrate,’ Alonso said. ‘We have the Europa League and the Cup. And also the Bundesliga, we still have not lost, so that could be super [to go unbeaten].’<br/><br/>Alonso, who committed his future to Leverkusen for at least one more season despite interest from Liverpool, Real Madrid, and Bayern Munich, admitted he did not expect this season to go as well as it has.<br/><br/>‘I had no doubt it [coming to Leverkusen] could be a great step in my new career because it was my first station as a coach.<br/><br/>‘Last year helped me a lot, to come in a difficult situation, to prove so many things. It was a great first experience, hoping that the second year would be better, not expecting that good, but happy for it to be that good.’

Xabi Alonso is covered in beer as his jubilant Bayer Leverkusen players gate-crash his post-match press conference

⏲ 0:59 👁 30K

CCCartoons

A Day at the Zoo (1939)

⏲ 7 minutes 2 seconds 👁 1.6M

TheCartoonMan12

In Loving Memory of Mark Gustafson, L. M., A. C., W. P., S. W., E. M., K. M., C. G., and K. M.

⏲ 5 minutes 25 seconds 👁 1.8K

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