Mortgage rates decrease, yet affordability crisis remains from current mortgage rates tfcu Watch Video

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horizontal and vertical distribution of temperature,horizontal distribution of temperature,distribution of temperature,horizontal temperature distribution,regional distribution of temperature,temperature distribution on earth,temperature distribution,inversion of temperature,global distribution of temperature,vertical distribution of temperature,vertical and horizontal temperature,horizontal distribution,distribution of temperature class 11The horizontal distribution of temperature across Earth's surface is influenced by several factorsThe horizontal distribution of temperature across Earth's surface is influenced by several factors:<br/><br/>1. **Latitude**: Temperature generally decreases from the equator towards the poles due to the angle at which sunlight strikes the Earth's surface. This is why polar regions are colder than tropical regions.<br/><br/>2. **Altitude**: Temperature decreases with altitude due to the lapse rate, which averages about 6.5°C per kilometer. Higher elevations experience cooler temperatures than lower elevations at the same latitude.<br/><br/>3. **Ocean Currents**: Warm ocean currents can raise temperatures in coastal regions, while cold currents can lower temperatures. This effect is particularly noticeable along the western coasts of continents where warm currents flow poleward.<br/><br/>4. **Wind Patterns**: Wind direction and intensity can affect temperature distribution by redistributing heat. For example, westerlies can bring maritime air masses with moderate temperatures inland, while easterlies can bring cooler continental air
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