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Over 40% of Americans have no clue what a 401k is
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Sunrise Smart Start: 2025 budget agreement, Dyaisha Fair
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Best Budget Smartwatch 2024! [don’t buy one before watching this]
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Travis Kelce to Host Celebrity Spinoff of 'Are You Smarter Than a 5th Grader?' | THR News Video
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30-Day Battery Xiaomi Smartwatch | Imilab KW66 Review
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TV Famous Strokers Dallas Biker Bar & SWIMMING in April
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Farm Fresh returns to win column via straight sets over Strong Group thletics
⏲ 1:14 👁 3.6M
TOP 3 Awesome Cheap Smart Watches
⏲ 11 minutes 3 seconds 👁 4.5M
Best Smartwatches for kids in 2024 - How to Choose a Great Smartwatch for your Child?
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Taylor Swift & Travis Kelce Are Busy Ahead of ‘TTPD’ Release, Courtney Love Disses Beyoncé & Lana, Dua Lipa’s Creativity Behind “Illusion” & More | Billboard News
⏲ 7:31 👁 10.9M
Top 7 Smartwatches in 2024 [By Category]
⏲ 11 minutes 16 seconds 👁 187.9K
Huawei Watch GT4 REVIEW - My Fav Non Apple Smartwatch!
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_sunrise-smart-start-2025-budget-agreement-dyaisha-fair.webp "News 8 WROC")
_best-budget-smartwatch-2024-dont-buy-one-before-watching-this.webp "Seven Tech")
_travis-kelce-to-host-celebrity-spinoff-of-39are-you-smarter-than-a-5th-grader39-124-thr-news-video.webp "Travis Kelce just landed his first TV job. The Kansas City Chiefs tight end is set to host a spin-off of the Fox game show 'Are You Smarter Than a 5th Grader?' for Amazon's Prime Video. The new show hosted by Kelce is titled 'Are You Smarter Than a Celebrity?' It will see adult contestants answer elementary curriculum questions with the help of a classroom full of famous faces.")
_30-day-battery-xiaomi-smartwatch-124-imilab-kw66-review.webp "Tech Spurt")
_tv-famous-strokers-dallas-biker-bar-amp-swimming-in-april.webp "Nomadic Fanatic")
_farm-fresh-returns-to-win-column-via-straight-sets-over-strong-group-thletics.webp "Farm Fresh returns to win column via straight sets over Strong Group thletics<br/><br/>After losing five consecutive games, the Farm Fresh Foxies return to the win column with a 25-10, 25-15, 25-22 beating of the Strong Group Athletics (SGA) in the Premier Volleyball League (PVL) 2024 All-Filipino Conference at the Smart Araneta Coliseum on Thursday, April 18 2024. Cait Viray took the player of the game plum with 11 points, while Trisha Tubu was the top scorer for Farm Fresh with 13 points. Tubu said her takeaway in this tournament was for the team to continue working hard, adjust, and trust the system to improve. <br/><br/>Video by Nicole Anne D.G. Bugauisan<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe<br/> <br/>Visit our website at https://www.manilatimes.net<br/> <br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook<br/> <br/>Instagram - https://tmt.ph/instagram<br/> <br/>Twitter - https://tmt.ph/twitter<br/> <br/>DailyMotion - https://tmt.ph/dailymotion<br/> <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital<br/> <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify<br/> <br/>Apple Podcasts - https://tmt.ph/applepodcasts<br/> <br/>Amazon Music - https://tmt.ph/amazonmusic<br/> <br/>Deezer: https://tmt.ph/deezer<br/><br/>Tune In: https://tmt.ph/tunein<br/><br/>#themanilatimes <br/>#philippines<br/>#volleyball <br/>#sports<br/><br/>")
_top-3-awesome-cheap-smart-watches.webp "NDA Hack")
_best-smartwatches-for-kids-in-2024-how-to-choose-a-great-smartwatch-for-your-child.webp "Hype Tech")
_taylor-swift-amp-travis-kelce-are-busy-ahead-of-ttpd-release-courtney-love-disses-beyonc-amp-lana-dua-lipas-creativity-b.webp "It’s Tuesday, April 16th and Courtney Love is dissing Taylor Swift, Beyoncé, Lana Del Rey, and more big artists. The Kid LAROI officially confirms his relationship status with Tate McRae, Coi Leray wants to change her stage name and the Department of Justice is putting Live Nation & Ticketmaster in the hot seat. Taylor Swift and Travis Kelce are about to be busy with Taylor releasing ‘The Tortured Poets Department’ this week, she’s giving her fans all the clues prior to its release. Travis Kelce is officially named the host of ‘Are You Smarter Than a Celebrity?,’ what can’t this power duo do? Richy Jackson spills into what it’s like working with Lady Gaga & JoJo Siwa, Dua Lipa explains her creativity behind ‘Illusion’ and more!")
_top-7-smartwatches-in-2024-by-category.webp "Mike O'Brien")
_huawei-watch-gt4-review-my-fav-non-apple-smartwatch.webp "Karl Conrad")
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