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Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 42.6M
Our WORST Ocean Crossing! 🌊 The BIGGEST SEAS we've ever seen! (Ep 212)
⏲ 16 minutes 7 seconds 👁 2.3M
The $500 Million Avanguardia Swan Yacht
⏲ 4 minutes 29 seconds 👁 22K
The car used in OJ Simpson's 1994 police chase is up for sale
⏲ 1:47 👁 6.3M
Swan 115 S - Flagship of the SwanLine
⏲ 3 minutes 59 seconds 👁 391.8K
DIRT CHEAP Fifty-Foot Custom DREAM Yacht! Is She Worth It? [Full Tour] Learning the Lines
⏲ 16 minutes 53 seconds 👁 86.2K
2024 Toyota Tacoma TRD Sport Interior Design
⏲ 2:38 👁 19.5M
Nautor Swan 46 (MASQUERADE), with Harry Lightfoot - Yacht for Sale - Berthon International
⏲ 6 minutes 7 seconds 👁 2.7K
46' 1990 Nautor Swan Mark II | Freedom Marine International Yacht Sales
⏲ 1 minute 53 seconds 👁 816
Migration Matters Festival in Sheffield
⏲ 0:16 👁 24.6M
134' ALLOY YACHT \"DESTINATION\". IS THIS YOUR PERFECT WORLD CRUISER?
⏲ 8 minutes 44 seconds 👁 137.3K
Used 1995 Tollycraft 45 Aft Cabin Motor Yacht for sale in Saint Petersburg, Florida
⏲ 8 minutes 32 seconds 👁 109
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_our-worst-ocean-crossing-the-biggest-seas-we39ve-ever-seen-ep-212.webp "Sailing Zatara")
_the-36500-million-avanguardia-swan-yacht.webp "Rem Report")
_the-car-used-in-oj-simpson39s-1994-police-chase-is-up-for-sale.webp "The Ford Bronco used in OJ Simpson's infamous 1994 police chase is up for sale after his death.")
_swan-115-s-flagship-of-the-swanline.webp "Nautor Swan")
_dirt-cheap-fifty-foot-custom-dream-yacht-is-she-worth-it-full-tour-learning-the-lines.webp "Learning the Lines")
_2024-toyota-tacoma-trd-sport-interior-design.webp "The Toyota Tacoma has dominated the mid-size pickup truck segment for nearly two decades, and the all-new 2024 Tacoma aims to set a new standard for modern trucks. Completely redesigned and reimagined for model year 2024, the Tacoma is ready to help drivers tackle their ambitious adventure bucket lists. For this new generation of Tacoma, Toyota engineers focused on its rich history of quality, durability and reliability – while incorporating modern tech, rugged styling and go-anywhere capability.<br/><br/>For 2024, Tacoma is completely redesigned from the ground up. Built on the TNGA-F global truck platform shared with Tundra, Sequoia and Land Cruiser, the all-new Tacoma was designed and engineered specifically for the U.S. market. Constructed from a high-strength boxed, steel-ladder frame, it adds numerous features that off-road enthusiasts will love.<br/><br/>One leap forward for the new generation Tacoma is a fully redesigned coil spring multi-link rear suspension. Available on most grades, this new suspension improves overall ride and handling for a new Tacoma for excellent on- or off-road manners. The new Tacoma also diversifies its powertrain choices, with two options that improve both power and efficiency. The turbocharged i-FORCE 2.4-liter engine produces up to 278 horsepower and 317 lb.-ft. of torque. The available i-FORCE MAX hybrid is a showstopper, producing up to 326 horsepower and a massive 465 lb.-ft. of torque, the most torque in the mid-size truck segment.<br/><br/>The all-new 2024 i-FORCE Tacomas are expected to arrive at Toyota dealerships in December of 2023, with i-FORCE MAX models expected to arrive in the spring of 2024. Tacoma offers superior performance at an incredible value with a starting Manufacturer’s Suggested Retail Price (MSRP) of just $31,500. MSRP for i-FORCE MAX models will be announced closer to the on-sale date.")
_nautor-swan-46-masquerade-with-harry-lightfoot-yacht-for-sale-berthon-international.webp "Berthon International")
_4639-1990-nautor-swan-mark-ii-124-freedom-marine-international-yacht-sales.webp "Freedom Marine International Yacht Sales")
_migration-matters-festival-in-sheffield.webp "A Sheffield festival which brings communities together by celebrating<br/>international culture is to welcome its ‘best lineup ever’ this year.<br/>Tickets for the city’s ninth Migration Matters Festival - which is the UK’s<br/>biggest Refugee Week event and attracted 13,400 people last year -<br/>have gone on sale.<br/>Headliners for the nine-day arts festival in June include Grammy-<br/>nominated husband-and-wife musical duo, Amadou & Mariam, who performed their Afrobeat hits at Glastonbury last year.")
_13439-alloy-yacht-9234destination9234-is-this-your-perfect-world-cruiser.webp "Yachts For Sale")
_used-1995-tollycraft-45-aft-cabin-motor-yacht-for-sale-in-saint-petersburg-florida.webp "Pop Yachts")
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