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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 37.2M
_twins-orioles-mlb-game-preview-for-april-16-2024-1835.jpg "A look ahead to the MLB game between TWINS and ORIOLES. Your source for scores, previews, recaps, box scores, and more from every Major League Baseball. The schedule is set, and we're ready for some baseball.")
⏲ 1:13 👁 41.4M
_hoy-walk-corby-where-police-are-on-the-scene-of-a-serious-incident.jpg "A man has reportedly been stabbed in Corby this evening")
⏲ 0:13 👁 89.7M
_cctv-captures-moment-cliff-collapses-onto-cars.jpg "CCTV footage has emerged showing the moment a cliff part collapsed onto a car in a business park in Gravesend")
⏲ 0:11 👁 34.2M
_china-rejects-39bloc-politics39-after-us-japan-philippines-summit.jpg "China on Friday reiterated its opposition to “bloc politics” after a joint statement issued by the U.S., Japan, and the Philippines on issues related to Taiwan, the South China Sea, and the East China Sea, which China has long regarded as its internal affairs and rejected foreign interference.<br/><br/>Chinese action in the Pacific is expected to be a large focus in talks with the leaders of the Philippines, the U.S., and Japan.<br/><br/>The White House sees the first-ever trilateral summit with Japan and the Philippines as a potent response to China’s attempts at “intimidation” and sending a message that China is “the outlier in the neighborhood,” according to an administration official.")
⏲ 1:31 👁 97.1M
_live-patriots-beat-mock-draft-5-0.jpg "Don't miss the latest episode of Patriots Beat, where Alex Barth from 98.5 The Sports Hub and Brian Hines of Pats Pulpit go LIVE for their 5th mock draft off the Patriots offseason!<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/>Visit https://Linkedin.com/BEAT to post your first job for free! LinkedIn Jobs helps you find the candidates you want to talk to, faster. Did you know every week, nearly 40 million job seekers visit LinkedIn.<br/><br/>#Patriots #NFL #NewEnglandPatriots")
⏲ 1:4:54 👁 86.4M
_leeds-city-council-issue-statement-following-kirkgate-collapse.jpg "Leeds City Council have issued a statement following the collapse of a derelict building on Kirkgate.")
⏲ 1:0 👁 44.5M
_marcos-warns-drug-syndicates.jpg "Marcos warns drug syndicates<br/><br/>President Ferdinand Marcos Jr., in a media interview, on Tuesday, April 16, 2024, warns drug syndicates, \")
⏲ 3:27 👁 29.3M
_vicky-mcclure-and-jonny-owen-bring-day-fever-to-glasgows-baad.jpg "Day Fever is a daytime over 30s disco which actor Vicky McClure and her DJ husband Jonny Owen have brought to Glasgow for a sell-out event.")
⏲ 2:0 👁 33.7M
_nikki-haley-has-a-new-job-after-dropping-out-of-presidential-race.jpg "Nikki Haley Has a New Job , After Dropping Out of Presidential Race.<br/>The former governor of South Carolina <br/>announced on April 15 that she's going to work for <br/>the Hudson Institute, 'New York Post' reports. .<br/>She will serve as the conservative foreign-policy think tank's Walter P. Stern chair.<br/>Haley said that she will use her position to aid her foreign-policy objectives, 'New York Post' reports. .<br/>When our policymakers fail to call <br/>out our enemies or acknowledge <br/>the importance of our alliances, <br/>the world is less safe. That is why <br/>Hudson’s work is so critical, Nikki Haley, via statement.<br/>They believe the American <br/>people should have the facts <br/>and policymakers should have <br/>the solutions to support a secure, <br/>free and prosperous future. , Nikki Haley, via statement.<br/>I look forward to partnering <br/>with them to defend the principles <br/>that make America the greatest <br/>country in the world, Nikki Haley, via statement.<br/>Sarah May Stern, chair of Hudson’s <br/>Board of Trustees, said, \")
⏲ 1:31 👁 75.3M
_my-mom-married-us-after-a-month-of-dating-124-love-don39t-judge.jpg "WE first met Willow, 24, on Love Don't Judge back in 2022, but since then, the model has split from her past partner and has a new man, Rob, 60. The couple knew each other for years, but only recently got together when Willow found herself in LA and decided to hit up Rob. He explained: \")
⏲ 8:15 👁 49M
_taylor-swift-lookalike-always-gets-mistaken-for-the-superstar.jpg "Credit: SWNS / June Baker<br/><br/>Meet the Taylor Swift lookalike who can't go anywhere without being approached in the street by fans doing a \")
⏲ 0:57 👁 44.7M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_twins-orioles-mlb-game-preview-for-april-16-2024-1835.webp "A look ahead to the MLB game between TWINS and ORIOLES. Your source for scores, previews, recaps, box scores, and more from every Major League Baseball. The schedule is set, and we're ready for some baseball.")
_hoy-walk-corby-where-police-are-on-the-scene-of-a-serious-incident.webp "A man has reportedly been stabbed in Corby this evening")
_cctv-captures-moment-cliff-collapses-onto-cars.webp "CCTV footage has emerged showing the moment a cliff part collapsed onto a car in a business park in Gravesend")
_china-rejects-39bloc-politics39-after-us-japan-philippines-summit.webp "China on Friday reiterated its opposition to “bloc politics” after a joint statement issued by the U.S., Japan, and the Philippines on issues related to Taiwan, the South China Sea, and the East China Sea, which China has long regarded as its internal affairs and rejected foreign interference.<br/><br/>Chinese action in the Pacific is expected to be a large focus in talks with the leaders of the Philippines, the U.S., and Japan.<br/><br/>The White House sees the first-ever trilateral summit with Japan and the Philippines as a potent response to China’s attempts at “intimidation” and sending a message that China is “the outlier in the neighborhood,” according to an administration official.")
_live-patriots-beat-mock-draft-5-0.webp "Don't miss the latest episode of Patriots Beat, where Alex Barth from 98.5 The Sports Hub and Brian Hines of Pats Pulpit go LIVE for their 5th mock draft off the Patriots offseason!<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/>Visit https://Linkedin.com/BEAT to post your first job for free! LinkedIn Jobs helps you find the candidates you want to talk to, faster. Did you know every week, nearly 40 million job seekers visit LinkedIn.<br/><br/>#Patriots #NFL #NewEnglandPatriots")
_leeds-city-council-issue-statement-following-kirkgate-collapse.webp "Leeds City Council have issued a statement following the collapse of a derelict building on Kirkgate.")
_marcos-warns-drug-syndicates.webp "Marcos warns drug syndicates<br/><br/>President Ferdinand Marcos Jr., in a media interview, on Tuesday, April 16, 2024, warns drug syndicates, \")
_vicky-mcclure-and-jonny-owen-bring-day-fever-to-glasgows-baad.webp "Day Fever is a daytime over 30s disco which actor Vicky McClure and her DJ husband Jonny Owen have brought to Glasgow for a sell-out event.")
_nikki-haley-has-a-new-job-after-dropping-out-of-presidential-race.webp "Nikki Haley Has a New Job , After Dropping Out of Presidential Race.<br/>The former governor of South Carolina <br/>announced on April 15 that she's going to work for <br/>the Hudson Institute, 'New York Post' reports. .<br/>She will serve as the conservative foreign-policy think tank's Walter P. Stern chair.<br/>Haley said that she will use her position to aid her foreign-policy objectives, 'New York Post' reports. .<br/>When our policymakers fail to call <br/>out our enemies or acknowledge <br/>the importance of our alliances, <br/>the world is less safe. That is why <br/>Hudson’s work is so critical, Nikki Haley, via statement.<br/>They believe the American <br/>people should have the facts <br/>and policymakers should have <br/>the solutions to support a secure, <br/>free and prosperous future. , Nikki Haley, via statement.<br/>I look forward to partnering <br/>with them to defend the principles <br/>that make America the greatest <br/>country in the world, Nikki Haley, via statement.<br/>Sarah May Stern, chair of Hudson’s <br/>Board of Trustees, said, \")
_my-mom-married-us-after-a-month-of-dating-124-love-don39t-judge.webp "WE first met Willow, 24, on Love Don't Judge back in 2022, but since then, the model has split from her past partner and has a new man, Rob, 60. The couple knew each other for years, but only recently got together when Willow found herself in LA and decided to hit up Rob. He explained: \")
_taylor-swift-lookalike-always-gets-mistaken-for-the-superstar.webp "Credit: SWNS / June Baker<br/><br/>Meet the Taylor Swift lookalike who can't go anywhere without being approached in the street by fans doing a \")
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