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North Berwick has recently been named the best place to live in the UK - and from our point of view, it doesn’t require too much leg work to understand why.
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Robert MacGillivray
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AxminsterCarpets
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Fact checking: Is Prince William really encouraging Harry to move back to the UK? from carpets uk halifax
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Boulevard Home
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Test Halifax
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Land of Dreams (2024) ep 11 chinese drama eng sub
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Boulevard Home
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Remodel With Robert
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For many of us, education comes hand in hand with our childhood and teenage years – whether that’s learning to read and write or getting to grips with life’s everyday tasks and challenges. However, when it comes to money, each person has their own experience of gaining financial responsibility.<br/><br/>Looking to those around us to inspire better money habits could be key. Over a third of us (36%) say they’re regularly investing and saving having picked this up from others, and the same goes for paying off debt as quickly as possible (29%) and paying attention to savings rates and current accounts (19%).<br/><br/>Half (50%) of us admit to not discussing finances with family, friends, or peers until at least aged 19, while 15% confessed to leaving it past the age of 30. A further 20% of us aren’t open to discussing savings with family and friends at all, and just 14% are very open to discussing investments and pension contributions.<br/><br/>This late awakening could be impacting how hard UK consumers are making their money work, with 39% of consumers having not discussed savings products like ISAs at all when growing up – despite the potential benefits of the tax-free accounts. <br/><br/>Lifting the lid on those influences, only one in eight (13%) consider themselves to be very money savvy, but this more than doubles to 29% for those who consider their parents or guardians to be very money-savvy too. But money savviness doesn’t just come from friends and family. <br/><br/> <br/><br/>Looking at wider influences, half (45%) of Brits mention experts like Martin Lewis, followed by banks (37%), newspapers or magazines (20%), and forums or the internet (20%). Schools or higher education (15%) and employers (14%) all rank lower.<br/><br/>The research from Nutmeg comes as we approach the end of the current Tax Year, at what can be a confusing time when many people may not be aware of the steps they can take to spring clean their finances. Claire Exley, head of advice and guidance at Nutmeg, is available for interviews to discuss the research, champion financial education, and share her top tips for building better financial health – from more discussions about money with our children and those around us, to how the late starters among us can catch up.
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“The Reform Party is on the march” - the words of Ben Habib co-deputy leader of the party. You can understand his bravado, the latest opinion poll from March 19th puts his party just four points behind the conservatives. <br/><br/>The recent defection of Lee Anderson from the Tories Reform giving them their firstMP. Nine weeks ago, Lee Anderson served as Deputy Chairman of the Conservative Party, where he referred to Reform leader Richard Tice as \
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NHS data reveals that one out of every twenty patients in Britain must endure a wait of at least four weeks before securing an appointment with a GP. In November 2023, 1.5 million appointments in England's GP surgeries occurred four weeks or more after scheduling, constituting 4.8% of the 31.9 million appointments held that month. Shockingly, in one out of every six appointments—5.4 million in total, or 17.3%—patients faced a wait of at least two weeks after booking to consult with a GP, practice nurse, or another healthcare professional. <br/><br/>The strain on GPs intensifies as demand surges while the number of full-time, fully qualified doctors dwindles. Factors contributing to this demand include an ageing population with more chronic ailments and patients from hospital waiting lists seeking relief from pain or mental health issues. With declining GP numbers and the looming threat of surgery closures, NHS and medical leaders foresee exacerbating issues. As of October, England's NHS boasted 27,368 full-time, fully qualified GPs—761 fewer than in December 2019, despite a Tory manifesto pledge to add 6,000 GPs by 2024. Moreover, an increasing number of GPs opt for part-time work, citing the unmanageable nature of the job full-time. According to a Nuffield Trust report, the NHS must train two GPs to replace one full-time family doctor. <br/><br/>A Royal College of GPs survey found that 37% of respondents were unlikely to remain in general practice within five years, while 5% anticipated their practice closing or relinquishing its contract within the next year.
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