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_average-american-expects-this-much-cash-from-their-2023-tax-refund.webp "One in four Americans have no idea if they'll get a tax refund this year, according to new research. <br/><br/>A survey of 2,000 U.S. adults looked at how many are thinking ahead when it comes to their taxes and found the percentage of those who aren’t sure if they’ll get a tax refund is up to 25% from 20% last year.<br/><br/>On the other hand, 43% anticipate getting a tax refund in 2024, slightly up from 40% last year.<br/><br/>The average respondent who thinks they will be getting a tax refund estimates that they’ll get back $2,023.50 this year, down from the average of $2,338.40 last year.<br/><br/>Conducted by OnePoll for Cricket Wireless, the annual tax time survey found that two in three Americans said that if they received a tax refund in 2024, they would use it in a more “mature” way than years past (67%).<br/><br/>Of those who anticipate a tax refund, three in five are relying on that extra income and 36% plan on saving it, compared to just 26% last year.<br/><br/>Half of those who have gone through a major life event like putting contributions into a retirement plan (17%) or getting a new job (11%) also said that they would use their tax refund to help financially support new changes.<br/><br/>However, a quarter of Americans admit to feeling stressed leading up to the tax deadline (28%).<br/><br/>What’s causing that stress? For many, it’s uncertainty over what to expect.<br/><br/>For instance, of those who experienced life changes over the past year, such as getting married or having a kid, only 38% knew that these events will affect their tax return.<br/><br/>Knowledge also plays a role in respondents’ uncertainty, as one in five couldn’t define common tax terms like “adjusted gross income,” “dependent” or “filing status.”<br/><br/>The economy is also a culprit for those who are less certain about their finances this year.<br/><br/>Only a third of Americans think the 2024 economy will be better than the previous year (34%), with 45% sharing that this perspective impacts their decision to spend or save their tax refund.<br/><br/>To combat this, a majority of respondents have done more budgeting (68%) and 44% have spent less money, overall.<br/><br/>“High inflation and an unpredictable economy make many Americans feel uncertain around tax season,” said Tony Mokry, chief marketing officer at Cricket Wireless. “For many, this is the only time of year that they receive a windfall and how they treat these funds oftentimes sets the tone for their year financially. We continue to encourage consumers to look for value where they can, particularly on recurring bills like phone plans.”<br/><br/>However, those surveyed are taking control of their finances, keeping track of them on their phone (51%).<br/><br/>While only half of respondents last year used a banking app (52%), that number is up to 92% of those who use finance apps today.<br/><br/>Mobile wallet (48%) and investing apps (42%) were also among the most common finance apps last year, and are still popular among respondents this year (66% and 39%, respectively).<br/><br/>Credit score management apps have also climbed in popularity (39%) and one in five have a tax filing app, too (18%).<br/><br/>To make use of their resources, nearly a quarter of those who own a smartphone will use it to file their taxes in 2024 (23%).<br/><br/>“It's reassuring to see that more people are using their phones to manage their finances,” said Tony Mokry, chief marketing officer at Cricket Wireless. “It's difficult to stay on top of it all, but having access at your fingertips takes the headache out of managing money, making it easier than ever to track your spending, budget effectively, and work towards your financial goals.”<br/><br/>Survey methodology:<br/>This random double-opt-in survey of 2,000 general population Americans was commissioned by Cricket Wireless between Jan. 11 and Jan. 16, 2024. It was conducted by market research company OnePoll, whose team members are members of the Market Research Society and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_how-to-automate-accounting-ledger-trial-balance-income-statement-balance-sheet-in-excel-124-english.webp "EXCEL DOERS")
How to automate Accounting Ledger, Trial Balance, Income Statement, Balance Sheet in Excel | English
⏲ 1 hour 3 minutes 43 seconds 👁 467K
_how-to-analyze-financial-statements-for-a-corporation-4-types-of-financial-analyses.webp "The Financial Controller")
⏲ 23 minutes 55 seconds 👁 81.8K
_hong-kong-forging-an-unbreakable-bond.webp "Right after Hong Kong's return, an unprecedented financial crisis swept across Asia.With international speculators \")
_consolidated-financial-statements-with-excel-fsm-muted-video.webp "ExcelFSM")
_decoding-the-future-a-data-driven-approach-to-predict-2025-silver-prices.webp "Rons Basement")
⏲ 15 minutes 26 seconds 👁 2.3K
_artists-and-speakers-boycott-sxsw-in-protest-of-military-and-defense-industry-sponsorships.webp "Artists and Speakers Boycott SXSW , in Protest of Military and Defense Industry Sponsorships.<br/>As the war between Israel and Hamas rages on, <br/>dozens have canceled their South by Southwest appearances to protest event sponsorships from defense companies <br/>and the U.S. Army, CNN reports. .<br/>As the war between Israel and Hamas rages on, <br/>dozens have canceled their South by Southwest appearances to protest event sponsorships from defense companies <br/>and the U.S. Army, CNN reports. .<br/>The protest is meant to show solidarity <br/>with Palestinians in Gaza.<br/>The protest is meant to show solidarity <br/>with Palestinians in Gaza.<br/>A music festival should not include <br/>war profiteers. I refuse to be <br/>complicit in this and withdraw <br/>my art and labor in protest, Singer-songwriter Ella Williams, via Instagram.<br/>Texas Gov. Greg Abbott took to social <br/>media to respond to the protest.<br/>Bye. Don’t come back, Texas Gov. Greg Abbott, via X.<br/>We are proud of the <br/>U.S. military in Texas. If you <br/>don’t like it, don’t come here, Texas Gov. Greg Abbott, via X.<br/>However, SXSW \")
⏲ 1:30 👁 16.7M
_libf-cefs-u1-march-2024-cs1-ake-complete-review-case-study-1-124-financial-studies.webp "CGS Money and Finance")
⏲ 22 minutes 24 seconds 👁 109
_the-divorce-gap-and-gender-retirement-issues.webp "The shocking loss of income and retirement savings that disproportionately affect divorced women is a big challenge – especially for those over 50.")
_the-truth-behind-hillsong-church-uncovering-what-really-happened-124-oz-true-crime.webp "Australian-based megachurch Hillsong has been rocked by scandals that started when one of their most popular pastors Carl Lentz was accused of cheating on his wife. More allegations came out from other branches of the church, including abusive behavior, forced labor, and financial mismanagement.")
_family-mortgage-free-after-selling-uk-home-and-buying-92.webp "A British family “escaped” the UK for Bulgaria for their “dream” home and are now living mortgage free after buying an abandoned house for just £7k.<br/><br/>Laura Phoenix, 33, and her husband Anthony, 32, moved 1,941 miles to Strazhitsa, Bulgaria, in September 2023 with their daughters – Cecelia, four, and Nova, two. <br/><br/>The couple wanted to live off-grid to be sustainable after seeing the state of plastic waste on beaches in Thailand.<br/><br/>But Laura and Anthony, a stay at home dad, couldn’t afford a rural home in the UK and decided to look in Bulgaria for their dream place – after seeing others do the same on YouTube.<br/><br/>The couple found and bought an abandoned three-bedroom property in Strazhitsa for £7,000.<br/><br/>They sold their UK two bedroom home for £85k and moved from Darlington, County Durham to Bulgaria in September 2023 and have been renovating the property ever since.<br/><br/>Since moving Laura says her skin condition has vanished and the family feel “free”.<br/><br/>Laura, an online English teacher and writer, said: “We bought a home on a whim.<br/><br/>“But it’s our dream home. We don’t have any mortgage.<br/><br/>“I developed a skin condition and had bad flare ups.<br/><br/>“When I got here it just vanished.<br/><br/>“I feel we were pushed out of the UK.<br/><br/>“I feel like we had no choice.<br/><br/>“We don’t want to both work hours for 40 hours a week just to exist.<br/><br/>“In England it is so unattainable.”<br/><br/>Anthony said: “Even if you own a property in the UK the cost of living is so much higher.<br/><br/>“We’ve always decided when we want to do something we jump at the opportunity.”<br/><br/>Laura and Anthony had always had a love for travelling but were devastated when they saw the state of the beaches in Thailand.<br/><br/>Laura said: “There was too much plastic everywhere.”<br/><br/>They came back to the UK and set up an eco-friendly and refillable shop in 2018 and managed to buy a fixer upper old council house for £55k.<br/><br/>But the pair had a dream to live off-grid together with their kids but after seeing prices around £500k for what they wanted they started to look abroad.<br/><br/>Laura said: “We were trying to find land for an affordable price.<br/><br/>“We were binge watching YouTube and dreaming of somewhere we could be free.”<br/><br/>After seeing other Brits move to Bulgaria, the couple set their sights on doing the same and spent two weeks finding their family home in May 2022 – falling in love with the town of Strazhitsa, Bulgaria.<br/><br/>They sold their business and Darlington home to buy their Bulgarian dream outright and moved in September 2023.<br/><br/>Laura said: “The garden had a whole mattress in it.<br/><br/>“Anthony demolished the top floor.<br/><br/>“We removed all the rats and vermin.”<br/><br/>The family are currently living in one side of the house with a temporary kitchen while they wait for the harsh winter to pass to continue renovating.<br/><br/>They have spent less that £2k so far and hope to be have it completed in the next three years.<br/><br/>The couple have a quarter of an acre where they have already started to plant seeds to grow spinach, onion, and garlic.")
_jim-cramer-advises-investors-not-to-treat-stocks-like-casino-39don39t-just-gamble-on-stocks-for-the-excitement-of-it-t.webp "Jim Cramer has recently offered a wealth of advice to novice investors looking to navigate the complexities of the stock market. He shared some foundational steps for picking stocks carefully.<br/><br/>Cramer provided a guide for novice investors on how to start picking stocks, emphasizing the importance of research and knowledge, as CNBC reported on Monday.")
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