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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 45.8M
_heeramandi-on-netflix-ott-sanjay-leela-bhansali-sonakshi-sinha.jpg "Will Sanjay Leela Bhansali create a magic on OTT with his Debut Series 'Heeramandi. The star-studded cast of 'Heeramandi: The Diamond Bazaar' includes acclaimed actors such as Manisha Koirala, Sonakshi Sinha, Richa Chadha, Sharmin Segal, and Sanjeeda Sheikh. The Web series will stream from 1st May. Watch Video To Know More. <br/> <br/>#Heeramandi #SanjayLeelaBhansali #Netflix #AditiRaoHydari #SonakshiSinha #ManishaKoirala <br/>~PR.126~PR.264~")
⏲ 8:3 👁 880K
_top-10-most-chaotic-amp-unhinged-conan-o39brien-moments.jpg "Are you Team Coco? Welcome to MsMojo, and today we’re counting down our picks for the times the comedian and former late-night host took any hilarious moment and dialed up the pandemonium to a million.")
⏲ 15:31 👁 2.6M
_woman-quit-hinge-to-start-92.jpg "A woman quit Hinge to start \")
⏲ 1:31 👁 745K
_concerns-about-celtics-play-in-look-in-124-bob-ryan-amp-bjeff-goodman-podcast.jpg "Jeff Goodman returns to the show after a very busy month, to break down the biggest stories in the NBA right now including Bob Ryan and Gary Tanguay's concerns about the Celtics, the most exciting playoff matchups coming up, and the end of Warriors as we know them. That, and much more!<br/><br/><br/><br/><br/><br/>00:48 - Worries about Celtics<br/><br/>05:07 - C’s bench usage <br/><br/>06:35 - Knicks / Sixers<br/><br/>08:23 - Orlando Magic<br/><br/>09:30 - Play-In Tournament<br/><br/>10:20 - PrizePicks<br/><br/>11:20 - Blow up the Warriors?<br/><br/>14:42 - Lakers / Nuggets<br/><br/>16:50 - Suns / TWolves<br/><br/>19:08 - Look around the West<br/><br/>21:35 - Zion Williamson<br/><br/>23:05 - Michael Cooper<br/><br/>28:09 - NCAA Tournaments’ Results<br/><br/><br/><br/>This episode is brought to you by Prize Picks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/><br/><br/>When you’re hiring for your small business, you want to find quality professionals that are right for the role. That’s why you have to check out LinkedIn Jobs. LinkedIn Jobs has the tools to help find the right professionals for your team, faster and for free. Post your job for free at LinkedIn.com/SCRIBE. Terms and conditions apply.")
⏲ 31:15 👁 700K
_the-magic-chef-of-ice-and-fire-episode-138-english-sub.jpg "The Magic Chef of Ice and Fire Episode 138 English Sub")
⏲ 10:59 👁 2.6M
_top-10-underrated-animated-musicals.jpg "Let's sing these underrated animated musical praises. Welcome to MsMojo, and today we’re counting down our picks of the underrated animated musicals that deserve more love.")
⏲ 14:1 👁 1.2M
_why-arent-there-more-ipos-blame-fed-chair-powell-and-those-rates.jpg "After the 2021 boom, IPO activity slowed down significantly, in part due to monetary policy – but things are getting moving again with tech-friendly companies like Iboutta and Rubrik making a public debut.")
⏲ 8:18 👁 865K
_mum-died-fighting-to-keep-daughters-killer-behind-bars.jpg "Sasha Marsden was lured to her death by a sadistic killer, who offered her a fake job in a hotel. <br/><br/>Her mum's dying wish was to keep Sasha's killer, David Minto, in jail. Watch the full video at<br/>https://www.shotstv.com/watch/vod/52420382")
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_battle-through-the-heavens-season-5-episode-92-english-sub.jpg "Battle Through the Heavens Season 5 Episode 92 English Sub")
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_thief-arrested-charged-and-jailed-within-48-hours-of-stealing-from-sunderland39s-bobby39s-bar.jpg "Thief arrested, charged and jailed within 48 hours of stealing from Sunderland's Bobby's Bar")
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_soul-land-2-the-peerless-tang-sect-episode-44-english-sub.jpg "Soul Land 2: The Peerless Tang Sect Episode 44 English Sub")
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_heeramandi-on-netflix-ott-sanjay-leela-bhansali-sonakshi-sinha.webp "Will Sanjay Leela Bhansali create a magic on OTT with his Debut Series 'Heeramandi. The star-studded cast of 'Heeramandi: The Diamond Bazaar' includes acclaimed actors such as Manisha Koirala, Sonakshi Sinha, Richa Chadha, Sharmin Segal, and Sanjeeda Sheikh. The Web series will stream from 1st May. Watch Video To Know More. <br/> <br/>#Heeramandi #SanjayLeelaBhansali #Netflix #AditiRaoHydari #SonakshiSinha #ManishaKoirala <br/>~PR.126~PR.264~")
_top-10-most-chaotic-amp-unhinged-conan-o39brien-moments.webp "Are you Team Coco? Welcome to MsMojo, and today we’re counting down our picks for the times the comedian and former late-night host took any hilarious moment and dialed up the pandemonium to a million.")
_woman-quit-hinge-to-start-92.webp "A woman quit Hinge to start \")
_concerns-about-celtics-play-in-look-in-124-bob-ryan-amp-bjeff-goodman-podcast.webp "Jeff Goodman returns to the show after a very busy month, to break down the biggest stories in the NBA right now including Bob Ryan and Gary Tanguay's concerns about the Celtics, the most exciting playoff matchups coming up, and the end of Warriors as we know them. That, and much more!<br/><br/><br/><br/><br/><br/>00:48 - Worries about Celtics<br/><br/>05:07 - C’s bench usage <br/><br/>06:35 - Knicks / Sixers<br/><br/>08:23 - Orlando Magic<br/><br/>09:30 - Play-In Tournament<br/><br/>10:20 - PrizePicks<br/><br/>11:20 - Blow up the Warriors?<br/><br/>14:42 - Lakers / Nuggets<br/><br/>16:50 - Suns / TWolves<br/><br/>19:08 - Look around the West<br/><br/>21:35 - Zion Williamson<br/><br/>23:05 - Michael Cooper<br/><br/>28:09 - NCAA Tournaments’ Results<br/><br/><br/><br/>This episode is brought to you by Prize Picks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/><br/><br/>When you’re hiring for your small business, you want to find quality professionals that are right for the role. That’s why you have to check out LinkedIn Jobs. LinkedIn Jobs has the tools to help find the right professionals for your team, faster and for free. Post your job for free at LinkedIn.com/SCRIBE. Terms and conditions apply.")
_the-magic-chef-of-ice-and-fire-episode-138-english-sub.webp "The Magic Chef of Ice and Fire Episode 138 English Sub")
_top-10-underrated-animated-musicals.webp "Let's sing these underrated animated musical praises. Welcome to MsMojo, and today we’re counting down our picks of the underrated animated musicals that deserve more love.")
_why-arent-there-more-ipos-blame-fed-chair-powell-and-those-rates.webp "After the 2021 boom, IPO activity slowed down significantly, in part due to monetary policy – but things are getting moving again with tech-friendly companies like Iboutta and Rubrik making a public debut.")
_mum-died-fighting-to-keep-daughters-killer-behind-bars.webp "Sasha Marsden was lured to her death by a sadistic killer, who offered her a fake job in a hotel. <br/><br/>Her mum's dying wish was to keep Sasha's killer, David Minto, in jail. Watch the full video at<br/>https://www.shotstv.com/watch/vod/52420382")
_battle-through-the-heavens-season-5-episode-92-english-sub.webp "Battle Through the Heavens Season 5 Episode 92 English Sub")
_thief-arrested-charged-and-jailed-within-48-hours-of-stealing-from-sunderland39s-bobby39s-bar.webp "Thief arrested, charged and jailed within 48 hours of stealing from Sunderland's Bobby's Bar")
_soul-land-2-the-peerless-tang-sect-episode-44-english-sub.webp "Soul Land 2: The Peerless Tang Sect Episode 44 English Sub")
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