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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 45.8M
_gunman-opens-fire-on-busy-london-street-in-front-of-terrified-children.jpg "Gunman opens fire on busy London street in front of terrified childrenSource Metropolitan Police")
⏲ 0:36 👁 845K
_launceston-repair-caf-opens-its-doors-1892-492-24.jpg "The first Launceston Repair Café will take place this weekend to return broken items to working order. Video by Aaron Smith (18/4/24)")
⏲ 2:19 👁 5.7M
_10-terrible-video-games-you-should-play-anyway.jpg "Some games are so bad they're GREAT.")
⏲ 11:15 👁 800K
_drug-checking-site-opens-in-brisbane.jpg "Brisbane has become the second place in Australia to open a permanent drug checking service. Anyone can have a small sample of an illicit drug tested for free to see if it contains dangerous chemicals.")
⏲ 1:52 👁 640K
_angry-rantman-paases-away-ashish-chanchlani-triggered-insaan-amp-other-youtubers-emotional-tribute.jpg "YouTuber Angry Rantman Abhradeep Saha 27 Age Passes Away: पॉपुलर यूट्यूबर और सोशल मीडिया का जाना माना चेहरा अभ्रदीप साहा उर्फ एंग्री रैंटमैन का 27 साल की उम्र में निधन हो गया है. एक्टर का निधन बीती 16 अप्रैल को हुआ है. सोशल मडिया इंफ्लूएंसर के आक्समिक निधन से उनके फैंस और फैमिली वालों बड़ा सदमा पहुंचा है. <br/> <br/>YouTuber Angry Rantman Abhradeep Saha 27 Age Passes Away: Popular YouTuber and well-known face of social media Abhradeep Saha aka Angry Rantman has passed away at the age of 27. The actor Demise Happened on 16 April. The sudden demise of the social media influencer has come as a big shock to his fans and family. <br/> <br/> <br/> <br/> <br/>#AngryRantman #AbhradeepSaha #AshishChanchlani#TriggeredInsaan <br/><br/>~PR.115~ED.120~")
⏲ 3:10 👁 585K
_-124-oneindia-telugu.jpg "ఫోన్ ట్యాపింగ్ అంశలో తనకు ఎలాంటి సంబంధం లేదని చెప్పినప్పటికి సీఎం రేవంత్ రెడ్డి, బీజేపి కేంద్ర మంత్రి కిషన్ రెడ్డి ఎందుకు విమర్శిస్తున్నారని బీఆర్ఎస్ వర్కింగ్ ప్రసిడెంట్ కేటీఆర్ మండిపడ్డారు. తటస్థ వేదిక మీద లై డిటెక్టర్, నార్కో ఎనాలిసిస్ టెస్టుకు తాను సిద్దమని కేటీఆర్ స్పష్టం చేసారు. <br/>BRS Working President KTR was furious as to why he was criticizing CM Revanth Reddy and BJP Union Minister Kishan Reddy even though he said he had nothing to do with the phone tapping issue. KTR clarified that he is ready for lie detector and narco-analysis test on a neutral platform. <br/><br/>~CR.236~CA.240~ED.234~HT.286~")
⏲ 3:19 👁 510K
_nadal-39having-fun39-on-winning-return-to-tennis.jpg "Rafael Nadal beat Flavio Cobolli in straight sets on his return to tennis.")
⏲ 0:28 👁 1.4M
_the-super-billionaire-sweet-wife-full-2024.jpg "The Super Billionaire Sweet Wife Full <br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>")
⏲ 1:0:56 👁 355K
_my-flash-married-wife-full-2024.jpg "My Flash-Married Wife Full <br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>")
⏲ 1:14:54 👁 665K
_alvin-sta-ana-a-visionary-leader-in-the-accounting-industry.jpg "Alvin Sta Ana: A visionary leader in the accounting industry<br/><br/>Alvin Sta Ana is not your average Certified Public Accountant (CPA). As the president of SIMPLY ACCOUNTING PH, Sta. Ana has established himself as a visionary leader in the accounting industry, with a strong focus on providing business solutions for MSMEs and entrepreneurs. His strong advocacy for tax compliance sets him apart in the industry. He is committed to helping people understand their tax obligations and navigate the complex world of taxation. Through SIMPLY ACCOUNTING PH and TAXMATE, Sta. Ana is making a positive impact on the business community and empowering individuals to take control of their finances.<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/><br/>Visit our website at https://www.manilatimes.net <br/><br/>Subscribe to Business Franchise Guru: https://www.youtube.com/@BusinessFranchiseGuru<br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Stitcher: https://tmt.ph/stitcher<br/>Tune In: https://tmt.ph/tunein<br/> <br/>#TheManilaTimes <br/>#worldnews <br/>#philippines<br/>#entrepreneur")
⏲ 44:25 👁 5.2M
_revenge-after-divorce-full.jpg "Revenge After Divorce Full <br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>")
⏲ 1:47:18 👁 315K
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_gunman-opens-fire-on-busy-london-street-in-front-of-terrified-children.webp "Gunman opens fire on busy London street in front of terrified childrenSource Metropolitan Police")
_launceston-repair-caf-opens-its-doors-1892-492-24.webp "The first Launceston Repair Café will take place this weekend to return broken items to working order. Video by Aaron Smith (18/4/24)")
_10-terrible-video-games-you-should-play-anyway.webp "Some games are so bad they're GREAT.")
_drug-checking-site-opens-in-brisbane.webp "Brisbane has become the second place in Australia to open a permanent drug checking service. Anyone can have a small sample of an illicit drug tested for free to see if it contains dangerous chemicals.")
_angry-rantman-paases-away-ashish-chanchlani-triggered-insaan-amp-other-youtubers-emotional-tribute.webp "YouTuber Angry Rantman Abhradeep Saha 27 Age Passes Away: पॉपुलर यूट्यूबर और सोशल मीडिया का जाना माना चेहरा अभ्रदीप साहा उर्फ एंग्री रैंटमैन का 27 साल की उम्र में निधन हो गया है. एक्टर का निधन बीती 16 अप्रैल को हुआ है. सोशल मडिया इंफ्लूएंसर के आक्समिक निधन से उनके फैंस और फैमिली वालों बड़ा सदमा पहुंचा है. <br/> <br/>YouTuber Angry Rantman Abhradeep Saha 27 Age Passes Away: Popular YouTuber and well-known face of social media Abhradeep Saha aka Angry Rantman has passed away at the age of 27. The actor Demise Happened on 16 April. The sudden demise of the social media influencer has come as a big shock to his fans and family. <br/> <br/> <br/> <br/> <br/>#AngryRantman #AbhradeepSaha #AshishChanchlani#TriggeredInsaan <br/><br/>~PR.115~ED.120~")
_-124-oneindia-telugu.webp "ఫోన్ ట్యాపింగ్ అంశలో తనకు ఎలాంటి సంబంధం లేదని చెప్పినప్పటికి సీఎం రేవంత్ రెడ్డి, బీజేపి కేంద్ర మంత్రి కిషన్ రెడ్డి ఎందుకు విమర్శిస్తున్నారని బీఆర్ఎస్ వర్కింగ్ ప్రసిడెంట్ కేటీఆర్ మండిపడ్డారు. తటస్థ వేదిక మీద లై డిటెక్టర్, నార్కో ఎనాలిసిస్ టెస్టుకు తాను సిద్దమని కేటీఆర్ స్పష్టం చేసారు. <br/>BRS Working President KTR was furious as to why he was criticizing CM Revanth Reddy and BJP Union Minister Kishan Reddy even though he said he had nothing to do with the phone tapping issue. KTR clarified that he is ready for lie detector and narco-analysis test on a neutral platform. <br/><br/>~CR.236~CA.240~ED.234~HT.286~")
_nadal-39having-fun39-on-winning-return-to-tennis.webp "Rafael Nadal beat Flavio Cobolli in straight sets on his return to tennis.")
_the-super-billionaire-sweet-wife-full-2024.webp "The Super Billionaire Sweet Wife Full <br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>")
_my-flash-married-wife-full-2024.webp "My Flash-Married Wife Full <br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>")
_alvin-sta-ana-a-visionary-leader-in-the-accounting-industry.webp "Alvin Sta Ana: A visionary leader in the accounting industry<br/><br/>Alvin Sta Ana is not your average Certified Public Accountant (CPA). As the president of SIMPLY ACCOUNTING PH, Sta. Ana has established himself as a visionary leader in the accounting industry, with a strong focus on providing business solutions for MSMEs and entrepreneurs. His strong advocacy for tax compliance sets him apart in the industry. He is committed to helping people understand their tax obligations and navigate the complex world of taxation. Through SIMPLY ACCOUNTING PH and TAXMATE, Sta. Ana is making a positive impact on the business community and empowering individuals to take control of their finances.<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/><br/>Visit our website at https://www.manilatimes.net <br/><br/>Subscribe to Business Franchise Guru: https://www.youtube.com/@BusinessFranchiseGuru<br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Stitcher: https://tmt.ph/stitcher<br/>Tune In: https://tmt.ph/tunein<br/> <br/>#TheManilaTimes <br/>#worldnews <br/>#philippines<br/>#entrepreneur")
_revenge-after-divorce-full.webp "Revenge After Divorce Full <br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>")
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