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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 46.2M
_elusive-greenland-sharks-spotted-in-the-deep-ocean.jpg "Greenland sharks are mysterious, deep-dwelling creatures that can live to be an average of 272 years old.<br/><br/>Footage courtesy: Brynn Devine")
⏲ 1:1 👁 425K
_if-the-titanic-never-sank-here39s-what-might-have-happened.jpg "The Titanic lost the lives of 1500 people... but did it help save even more? Could the ship's famous sinking really have made the waters safer?")
⏲ 6:18 👁 32.5M
_calton-hill-coleraine-124-april-19-2024-124-farmonline.jpg "Property sale preview for Calton Hill. Video from Charles Stewart and Co.")
⏲ 2:47 👁 3.7M
_ahead-of-39chicago-p-d-39s39-big-atwater-episode-laroyce-hawkins-shares-the-39great39-advice-he-got-from-a-former-39one.jpg "Chicago P.D. is shining the spotlight on Atwater in the upcoming episode, with the Intelligence Unit facing a series of jewelry store robberies. This will be the first Atwater-centric hour of the 2024 TV schedule, and LaRoyce Hawkins has some heavy lifting to do in the role. The actor spoke with CinemaBlend ahead of the new episode, including about his character's preparedness as a mentor and the real-llife advice that Hawkins got in from One Chicago alum Mykelti Williamson.<br/><br/>Called “Split Second,” the new Chicago P.D. episode will see Atwater turning to an unexpected source for support during the investigation into the jewelry store robberies. Whether he’ll need this support professionally, emotionally, or a combination of the two remains to be seen, but the most recent episode certainly put Torres through the wringer!")
⏲ 2:30 👁 355K
_buzzcocks-frontman-memorial-bench-unveiled.jpg "A specially created bench was unveiled in memory and tribute to Buzzcocks frontman Pete Shelley, to mark his 69th birthday, in a project partnership between the Pete Shelley Memorial Campaign (PSMC) and Wigan Council.The bench displays 17 lyrics written by Pete, suggested by fans and is located outside Leigh Library and faces the large mural of Pete that was created in 2022. As part of the event, a memorial garden, directly behind the bench was unveiled in memory of Pete Shelley, who died in 2018 and of Buzzcocks fan and friend of Pete, Paddy Mitchell, who died in 2023, he was involved in the PSMC fundraising. The ribbon was cut by legendary drummer with The Fall, Paul Hanley, who also held a book signing session of his new book 'Sixteen Again' at Leigh Library. <br/>")
⏲ 1:49 👁 4.6M
_ideological-battle-the-future-of-political-parties39-ideology.jpg "In this video, we delve into the complex world of political ideologies, focusing on the ideological battle that shapes the future of political parties. We explore the concept of ideology, its impact on our speech habits, and how it influences our understanding of historical events. We discuss the weakening self-images and justifications of rulers across the world, a phenomenon we term as 'ideological implosion'. We also touch upon the dangerous momentum unleashed by ideologies that celebrate violence, terming this tendency as 'nihilist'. We examine key historical events that involved decisions with momentous consequences, challenging the belief in the inevitable motion of history. We discuss the concept of 'endless deferral', where we find ourselves in a permanent waiting room, passing time in a 'joyless quest for joy'. We explore the destruction of language through ideology, using terms such as newspeak, doublespeak, doublethink, and reality control. We discuss the connection between theology and power, and how the sovereignty of justice and the good has been perverted into the tyrannical fantasy of eternal power. Finally, we reflect on Rabindranath Tagore’s 1910 poem 'Where the Mind is Without Fear', as an answer to the propaganda machine.<br/><br/>Read the article: https://www.outlookindia.com/national/the-crisis-of-ideology<br/><br/>#LokSabhaElections #Ideology<br/><br/>Follow Us<br/>Website: https://www.outlookindia.com/<br/>Facebook: https://www.facebook.com/Outlookindia<br/>Instagram: https://www.instagram.com/outlookindia/<br/>X: https://twitter.com/Outlookindia<br/>Whatsapp: https://whatsapp.com/channel/0029VaNrF3v0AgWLA6OnJH0R<br/>Youtube: https://www.youtube.com/@OutlookMagazine<br/>Dailymotion: https://www.dailymotion.com/outlookindia")
⏲ 5:2 👁 280K
_what-it-was-really-like-to-be-a-titanic-passenger.jpg "We're all aware of how the sinking of the Titanic unfolded. But what was the voyage like before disaster struck? Let's just say there's a lot the movie didn't tell you.")
⏲ 10:6 👁 8.7M
_kandi-burruss-learned-about-rumours-of-her-divorce-from-her-daughter.jpg "Kandi Burruss learned about her divorce rumours from her daughter as she insisted that there is no split.")
⏲ 1:11 👁 270K
_92.jpg "A woman travelled to the Maldives on a budget - spending just £416 for a six-day holiday including food, activities and a room overlooking the ocean.<br/><br/>Natasha Whitley, 28, had planned a trip to Sri Lanka and with the Maldives being just a 90-minute flight, she decided make a stop. <br/><br/>In the Maldives, which is known for its sandy beaches and turquoise water, stays at the famous water hut resorts can cost up to £1,300 per night.<br/><br/>But instead of staying in the resort islands, Natasha decided to stay in the local islands and was able to book a room overlooking the ocean for £25 a night. <br/><br/>The local islands, which only opened to tourists in 2009, are less popular as alcohol is banned and only certain beaches allow you to wear bikinis.<br/><br/>Natasha, a pharmacist and content creator from Bournemouth, Dorset, said: \")
⏲ 5:31 👁 3.4M
_15-shocking-discoveries-worldwide-that-will-leave-you-speechless.jpg "Uncover mysterious and mind-boggling findings from every corner of the globe that will undoubtedly leave you in awe. Watch now to witness the extraordinary and expand your understanding of the world's most astonishing revelations. Don't forget to subscribe for more jaw-dropping content!")
⏲ 18:16 👁 1.6M
_unveiling-titanic39s-mysteries-through-survivor-stories-and-theories.jpg "Are you ready to dive into the mysteries of the Titanic? ️♂️ In this video, we're spilling the tea with survivor stories and mind-blowing theories that'll have you on the edge of your seat. There's a hot-off-the-press secret about the iceberg that'll make you rethink everything you thought you knew! If you're a Titanic buff or love a good secret, this is your golden ticket. Hit play, join the adventure, and let's uncover the untold secrets of that legendary iceberg. ✨")
⏲ 17:40 👁 185K
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_elusive-greenland-sharks-spotted-in-the-deep-ocean.webp "Greenland sharks are mysterious, deep-dwelling creatures that can live to be an average of 272 years old.<br/><br/>Footage courtesy: Brynn Devine")
_if-the-titanic-never-sank-here39s-what-might-have-happened.webp "The Titanic lost the lives of 1500 people... but did it help save even more? Could the ship's famous sinking really have made the waters safer?")
_calton-hill-coleraine-124-april-19-2024-124-farmonline.webp "Property sale preview for Calton Hill. Video from Charles Stewart and Co.")
_ahead-of-39chicago-p-d-39s39-big-atwater-episode-laroyce-hawkins-shares-the-39great39-advice-he-got-from-a-former-39one.webp "Chicago P.D. is shining the spotlight on Atwater in the upcoming episode, with the Intelligence Unit facing a series of jewelry store robberies. This will be the first Atwater-centric hour of the 2024 TV schedule, and LaRoyce Hawkins has some heavy lifting to do in the role. The actor spoke with CinemaBlend ahead of the new episode, including about his character's preparedness as a mentor and the real-llife advice that Hawkins got in from One Chicago alum Mykelti Williamson.<br/><br/>Called “Split Second,” the new Chicago P.D. episode will see Atwater turning to an unexpected source for support during the investigation into the jewelry store robberies. Whether he’ll need this support professionally, emotionally, or a combination of the two remains to be seen, but the most recent episode certainly put Torres through the wringer!")
_buzzcocks-frontman-memorial-bench-unveiled.webp "A specially created bench was unveiled in memory and tribute to Buzzcocks frontman Pete Shelley, to mark his 69th birthday, in a project partnership between the Pete Shelley Memorial Campaign (PSMC) and Wigan Council.The bench displays 17 lyrics written by Pete, suggested by fans and is located outside Leigh Library and faces the large mural of Pete that was created in 2022. As part of the event, a memorial garden, directly behind the bench was unveiled in memory of Pete Shelley, who died in 2018 and of Buzzcocks fan and friend of Pete, Paddy Mitchell, who died in 2023, he was involved in the PSMC fundraising. The ribbon was cut by legendary drummer with The Fall, Paul Hanley, who also held a book signing session of his new book 'Sixteen Again' at Leigh Library. <br/>")
_ideological-battle-the-future-of-political-parties39-ideology.webp "In this video, we delve into the complex world of political ideologies, focusing on the ideological battle that shapes the future of political parties. We explore the concept of ideology, its impact on our speech habits, and how it influences our understanding of historical events. We discuss the weakening self-images and justifications of rulers across the world, a phenomenon we term as 'ideological implosion'. We also touch upon the dangerous momentum unleashed by ideologies that celebrate violence, terming this tendency as 'nihilist'. We examine key historical events that involved decisions with momentous consequences, challenging the belief in the inevitable motion of history. We discuss the concept of 'endless deferral', where we find ourselves in a permanent waiting room, passing time in a 'joyless quest for joy'. We explore the destruction of language through ideology, using terms such as newspeak, doublespeak, doublethink, and reality control. We discuss the connection between theology and power, and how the sovereignty of justice and the good has been perverted into the tyrannical fantasy of eternal power. Finally, we reflect on Rabindranath Tagore’s 1910 poem 'Where the Mind is Without Fear', as an answer to the propaganda machine.<br/><br/>Read the article: https://www.outlookindia.com/national/the-crisis-of-ideology<br/><br/>#LokSabhaElections #Ideology<br/><br/>Follow Us<br/>Website: https://www.outlookindia.com/<br/>Facebook: https://www.facebook.com/Outlookindia<br/>Instagram: https://www.instagram.com/outlookindia/<br/>X: https://twitter.com/Outlookindia<br/>Whatsapp: https://whatsapp.com/channel/0029VaNrF3v0AgWLA6OnJH0R<br/>Youtube: https://www.youtube.com/@OutlookMagazine<br/>Dailymotion: https://www.dailymotion.com/outlookindia")
_what-it-was-really-like-to-be-a-titanic-passenger.webp "We're all aware of how the sinking of the Titanic unfolded. But what was the voyage like before disaster struck? Let's just say there's a lot the movie didn't tell you.")
_kandi-burruss-learned-about-rumours-of-her-divorce-from-her-daughter.webp "Kandi Burruss learned about her divorce rumours from her daughter as she insisted that there is no split.")
_92.webp "A woman travelled to the Maldives on a budget - spending just £416 for a six-day holiday including food, activities and a room overlooking the ocean.<br/><br/>Natasha Whitley, 28, had planned a trip to Sri Lanka and with the Maldives being just a 90-minute flight, she decided make a stop. <br/><br/>In the Maldives, which is known for its sandy beaches and turquoise water, stays at the famous water hut resorts can cost up to £1,300 per night.<br/><br/>But instead of staying in the resort islands, Natasha decided to stay in the local islands and was able to book a room overlooking the ocean for £25 a night. <br/><br/>The local islands, which only opened to tourists in 2009, are less popular as alcohol is banned and only certain beaches allow you to wear bikinis.<br/><br/>Natasha, a pharmacist and content creator from Bournemouth, Dorset, said: \")
_15-shocking-discoveries-worldwide-that-will-leave-you-speechless.webp "Uncover mysterious and mind-boggling findings from every corner of the globe that will undoubtedly leave you in awe. Watch now to witness the extraordinary and expand your understanding of the world's most astonishing revelations. Don't forget to subscribe for more jaw-dropping content!")
_unveiling-titanic39s-mysteries-through-survivor-stories-and-theories.webp "Are you ready to dive into the mysteries of the Titanic? ️♂️ In this video, we're spilling the tea with survivor stories and mind-blowing theories that'll have you on the edge of your seat. There's a hot-off-the-press secret about the iceberg that'll make you rethink everything you thought you knew! If you're a Titanic buff or love a good secret, this is your golden ticket. Hit play, join the adventure, and let's uncover the untold secrets of that legendary iceberg. ✨")
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