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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 45.7M
_organization-and-storage-solutions-for-a-living-room.jpg "10 Tips and tricks from Professional Organizers and Interior Designers")
⏲ 1:53 👁 2.7M
_spiralling-stars-captured-by-the-hubble-space-telescope.jpg "Astronomer using Hubble discovers \")
⏲ 1:30 👁 880K
_the-yorkshire-vet-peter-wright-and-julian-norton-return-for-series-18-of-the-yorkshire-vet-narrated-by-all-creatures-gre.jpg "The Yorkshire Vet follows the drama, laughter and emotions as a group of town and country vets, at four different practices across the county, help animals of all kinds.<br/><br/>Christopher Timothy, who once portrayed the world’s most famous vet, James Herriot, in the original series of All Creatures Great and Small, provides the narration of the series.<br/><br/>The new series of The Yorkshire Vet will see the return of Peter Wright, Julian Norton, Matt Smith, Rohin Aojula and the team.<br/><br/>FULL CREDIT: Daisybeck Studios / The Yorkshire Vet returns next Tuesday at 8pm on Channel 5.")
⏲ 2:12 👁 5.8M
_love-story-i-wish-it-were-you-full-ep.jpg "Love Story I Wish It Were You Full EP")
⏲ 1:21:51 👁 970K
_heeramandi-on-netflix-ott-sanjay-leela-bhansali-sonakshi-sinha.jpg "Will Sanjay Leela Bhansali create a magic on OTT with his Debut Series 'Heeramandi. The star-studded cast of 'Heeramandi: The Diamond Bazaar' includes acclaimed actors such as Manisha Koirala, Sonakshi Sinha, Richa Chadha, Sharmin Segal, and Sanjeeda Sheikh. The Web series will stream from 1st May. Watch Video To Know More. <br/> <br/>#Heeramandi #SanjayLeelaBhansali #Netflix #AditiRaoHydari #SonakshiSinha #ManishaKoirala <br/>~PR.126~PR.264~")
⏲ 8:3 👁 880K
_how-do-you-know-if-youre-dating-the-one.jpg "They say “when you know, you know” that someone is right for you, but who is “they” and more importantly, how do you know? Well, it starts with these green flags. Buzz60’s Chloe Hurst has the story!")
⏲ 1:13 👁 805K
_top-10-underrated-animated-musicals.jpg "Let's sing these underrated animated musical praises. Welcome to MsMojo, and today we’re counting down our picks of the underrated animated musicals that deserve more love.")
⏲ 14:1 👁 1.1M
_love-story-i-wish-it-were-you-full-ep.jpg "Love Story I Wish It Were You Full EP")
⏲ 1:21:51 👁 805K
_new-easy-ways-to-cut-amp-peel-fruits-and-more-handy-hacks-for-any-occasion.jpg "From innovative fruit-cutting methods to time-saving cleaning tricks, you'll learn practical tips to simplify your daily routine. Say goodbye to tedious tasks with these creative hacks suitable for any occasion! TIMESTAMPS:00:34 A super easy way to peel tangerines 01:17 Kitchen hacks 05:00 Random hacks to make your day better")
⏲ 8:15 👁 34.3M
_the-unwanted-mate-full-movie.jpg "The Unwanted Mate Full Movie")
⏲ 33:11 👁 4.4M
_simple-ways-to-make-a-clothing-rack-stylish-and-functional.jpg "Whether you're in a dorm, apartment, or just a smaller space, you know multifunctional furniture is where it's at. And listen, a clothing rack is about to be your bestie for providing storage and a focal point all in one. <br/><br/>They're adorable and affordable. Plus, they provide so much extra space for your clothing and instantly make any space feel much more fashion-forward. If you've recently secured one for your room, your next step is to figure out how to make a clothing rack look good.")
⏲ 1:28 👁 14M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_organization-and-storage-solutions-for-a-living-room.webp "10 Tips and tricks from Professional Organizers and Interior Designers")
_spiralling-stars-captured-by-the-hubble-space-telescope.webp "Astronomer using Hubble discovers \")
_the-yorkshire-vet-peter-wright-and-julian-norton-return-for-series-18-of-the-yorkshire-vet-narrated-by-all-creatures-gre.webp "The Yorkshire Vet follows the drama, laughter and emotions as a group of town and country vets, at four different practices across the county, help animals of all kinds.<br/><br/>Christopher Timothy, who once portrayed the world’s most famous vet, James Herriot, in the original series of All Creatures Great and Small, provides the narration of the series.<br/><br/>The new series of The Yorkshire Vet will see the return of Peter Wright, Julian Norton, Matt Smith, Rohin Aojula and the team.<br/><br/>FULL CREDIT: Daisybeck Studios / The Yorkshire Vet returns next Tuesday at 8pm on Channel 5.")
_love-story-i-wish-it-were-you-full-ep.webp "Love Story I Wish It Were You Full EP")
_heeramandi-on-netflix-ott-sanjay-leela-bhansali-sonakshi-sinha.webp "Will Sanjay Leela Bhansali create a magic on OTT with his Debut Series 'Heeramandi. The star-studded cast of 'Heeramandi: The Diamond Bazaar' includes acclaimed actors such as Manisha Koirala, Sonakshi Sinha, Richa Chadha, Sharmin Segal, and Sanjeeda Sheikh. The Web series will stream from 1st May. Watch Video To Know More. <br/> <br/>#Heeramandi #SanjayLeelaBhansali #Netflix #AditiRaoHydari #SonakshiSinha #ManishaKoirala <br/>~PR.126~PR.264~")
_how-do-you-know-if-youre-dating-the-one.webp "They say “when you know, you know” that someone is right for you, but who is “they” and more importantly, how do you know? Well, it starts with these green flags. Buzz60’s Chloe Hurst has the story!")
_top-10-underrated-animated-musicals.webp "Let's sing these underrated animated musical praises. Welcome to MsMojo, and today we’re counting down our picks of the underrated animated musicals that deserve more love.")
_love-story-i-wish-it-were-you-full-ep.webp "Love Story I Wish It Were You Full EP")
_new-easy-ways-to-cut-amp-peel-fruits-and-more-handy-hacks-for-any-occasion.webp "From innovative fruit-cutting methods to time-saving cleaning tricks, you'll learn practical tips to simplify your daily routine. Say goodbye to tedious tasks with these creative hacks suitable for any occasion! TIMESTAMPS:00:34 A super easy way to peel tangerines 01:17 Kitchen hacks 05:00 Random hacks to make your day better")
_the-unwanted-mate-full-movie.webp "The Unwanted Mate Full Movie")
_simple-ways-to-make-a-clothing-rack-stylish-and-functional.webp "Whether you're in a dorm, apartment, or just a smaller space, you know multifunctional furniture is where it's at. And listen, a clothing rack is about to be your bestie for providing storage and a focal point all in one. <br/><br/>They're adorable and affordable. Plus, they provide so much extra space for your clothing and instantly make any space feel much more fashion-forward. If you've recently secured one for your room, your next step is to figure out how to make a clothing rack look good.")
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