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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
How Chime Became America's Biggest Digital Bank
⏲ 5:16 👁 19.6M
Whether they were clever concepts too far ahead of their time or good stories led by relative nobodies, these '90s movies didn't hit as big as they should have. It turns out even some of the greatest movies of all time come out of the gate as duds.
90s Box Office Bombs That Are Actually Worth Watching
⏲ 23:19 👁 1.3M
All But One of the Wrongful Death Suits, Related to Astroworld Tragedy , Have Been Settled.<br/>All But One of the Wrongful Death Suits, Related to Astroworld Tragedy , Have Been Settled.<br/>'The Guardian' reports that all but one of <br/>the wrongful death lawsuits filed in the wake <br/>of the 2021 Astroworld crowd surge, <br/>which killed ten people, have all been settled..<br/>'The Guardian' reports that all but one of <br/>the wrongful death lawsuits filed in the wake <br/>of the 2021 Astroworld crowd surge, <br/>which killed ten people, have all been settled..<br/>According to Neal Manne, an attorney for Live Nation, <br/>only the wrongful death claim for the youngest <br/>victim, nine-year-old Ezra Blount, remains pending. .<br/>According to Neal Manne, an attorney for Live Nation, <br/>only the wrongful death claim for the youngest <br/>victim, nine-year-old Ezra Blount, remains pending. .<br/>The settlements come as jury selection <br/>was scheduled to begin in the suit filed <br/>by the family of 23-year-old Madison Dubiski, <br/>one of the ten people killed at the festival. .<br/>The settlements come as jury selection <br/>was scheduled to begin in the suit filed <br/>by the family of 23-year-old Madison Dubiski, <br/>one of the ten people killed at the festival. .<br/>The ten victims, between the ages of nine and 27, <br/>were killed by compression asphyxia in a crowd <br/>surge that also injured up to 300 other festival goers.<br/>The ten victims, between the ages of nine and 27, <br/>were killed by compression asphyxia in a crowd <br/>surge that also injured up to 300 other festival goers.<br/>One month after the November 5 incident, <br/>the Harris county medical examiner ruled <br/>that all ten of the deaths were accidental.<br/>In June of 2023, a grand jury declined to <br/>indict rapper Travis Scott along with five other <br/>individuals, including the manager of the festival.<br/>In June of 2023, a grand jury declined to <br/>indict rapper Travis Scott along with five other <br/>individuals, including the manager of the festival.<br/>'The Guardian' reports that the official <br/>investigation into the incident later found that <br/>festival workers had expressed concerns over the safety <br/>of the crowd while the performance was still ongoing.<br/>However, the workers'<br/>warnings fell on deaf ears. .<br/>While the festival organizers had come up with a 56-page plan <br/>to respond to potential crises like gun rampages and bombings, <br/>the document did cover how to respond to a crowd surge.<br/>While the festival organizers had come up with a 56-page plan <br/>to respond to potential crises like gun rampages and bombings, <br/>the document did cover how to respond to a crowd surge
All But One of the Wrongful Death Suits Related to Astroworld Tragedy Have Been Settled
⏲ 1:31 👁 645K
During her visit to the site where a massive tree fell along Jalan Sultan Ismail in the city centre on Tuesday, Minister in the Prime Minister’s Department (Federal Territories) Dr Zaliha Mustafa said Kuala Lumpur City Hall (DBKL) had been instructed to come up with new guidelines to manage the city's ageing trees and prevent future accidents.<br/><br/>She said the urgency of cataloguing older trees, many of which are between 50 and 80 years old, was more pressing now than ever due to unpredictable weather conditions.<br/><br/>Read more at https://shorturl.at/ehmq1<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline
KL tree mishap: DBKL instructed to set up new guidelines to manage ageing trees
⏲ 2:36 👁 11.3M
Nintendo will remove X from its Switch console but the microblogging site has insisted that they still have a \
Nintendo will remove X from its Switch console
⏲ 2:35 👁 155K
Revisiting the only box office bomb in Star Wars history.
20 Things You Didn't Know About Solo: A Star Wars Story
⏲ 15:2 👁 3.4M
The newly appointed architects for the Macquarie Point stadium are confident it can be built on the site, and that their design will be respectful to the nearby Cenotaph. They have criticised existing drawings depicting a Hobart stadium and have declared the funding for the project to be more than enough.
Macquarie Point stadium architects, COX Architecture, says it won’t mimic early concept designs
⏲ 2:20 👁 400K
Indigenous and non-indigenous Mexicans gathered at an archaeological site in Mexico City on May 3rd to perform a ritual that could bring rain.
Mexicans Perform Ritual To Pray For Rain During Severe Drought
⏲ 0:59 👁 2.3M
<p>In this clip from the third season of Clarkson's Farm, Jeremy Clarkson and Kaleb Cooper get into a spot of bother when a new blackberry picker destroys a wall and gets stuck. Clarkson's Farm is streaming on Prime Video.</p>
Blackberry picker causes chaos on Clarkson's Farm
⏲ 0:58 👁 1.1M
Israeli Prime Minister Netanyahu dismissed US President Biden's threat to halt arms sales over a potential ground operation in Rafah. Netanyahu asserted Israel's ability to stand alone and fight fiercely if needed, citing historical precedent. Despite Biden's concerns about civilian casualties, Netanyahu remains determined. The US decision to pause bomb shipments to Israel further underscores escalating tensions between the two allies. <br/> <br/>#Israel #IsraelHamas #Rafahinvasion #Biden #JoeBiden #BenjaminNetanyahu #USnews #BidenNetanyahu #Israelnews #Worldnews #Oneinda #Oneindia news <br/>~HT.99~PR.152~ED.101~
Netanyahu's Unsettling War Cry: 'Will Fight With Our Fingernails' As Biden Halts U.S. Bomb Shipments
⏲ 4:6 👁 125K
Looper.com's \
Fallout - Looper Got It Wrong
⏲ 8:25 👁 1.5M
Topo Station lavage v2 from v2 bomb sites
Topo Station lavage v2
⏲ 1:52 👁 270K
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