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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 2.5M

We advise adult supervision and care at all times. <br/><br/>This video is made for entertainment purposes. We do not make any warranties about the completeness, safety and reliability. Any action you take upon the information on this video is strictly at your own risk, and we will not be liable for any damages or losses. It is the viewer's responsibility to use judgment, care and precautions if one plans to replicate. <br/><br/>The following video might feature activity performed by our actors within controlled environment- please use judgment, care, and precaution if you plan to replicate. <br/><br/>All product and company names shown in the video are trademarks™️ or registered®️ trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. <br/><br/>------------------------------------------------------------------------------------ <br/><br/>5-Minute Crafts: https://www.youtube.com/@5MinuteCraftsYouTube/<br/>Facebook: https://www.facebook.com/5min.crafts/ <br/>Instagram: https://www.instagram.com/5.min.crafts/ <br/>Twitter: https://twitter.com/5m_crafts <br/><br/>5-Minute Crafts DIY: https://www.youtube.com/@5MinuteCraftsDIY<br/>5-Minute Crafts PLAY: https://www.youtube.com/@5MinuteCraftsPLAY<br/>The Bright Side of Youtube: https://www.youtube.com/@BRIGHTSIDEOFFICIAL<br/>For more videos and articles visit: http://www.brightside.me/ <br/>Music by Epidemic Sound: https://www.epidemicsound.com/

Ultimate Guide to Healthy Feet: Tips for Proper Foot Care

⏲ 15:47 👁 8.6M

The Heiress And Her Bodyguard Full Movie<br/>#drama #drama2024 #dramamovies #dramafilm #Trending #Viral<br/>spoiled by my billionaire husband,billionaire romance,#billionaire,shop like a billionaire,beauty and the billionaire full movie,#action movie,#action movie 2023,#action movie full,#action movie new,#action movies,#movie free,#movie full,#movie on netflix,#movie you,#movies 2023,#movies full,#drama,#hot,#trending,#film hot,#film,#drama film,#drama korean,#drama china,#drama turkey,#movie,#movie hot,#dailymotion,#movie 2023,#2023,#movie 2024,#2024,#Ahsoka TV series,#YouTube,#us,#uk,#songs,#skidibi toilet,#sml,##spider-man,#sam and colby,#sleeping music for deep sleeping,#sidemen,#snl,#sssniperwofl,#salish matter,#spy ninjas,#movies,#videos,#lofilm,#lofilm eng sub,#lofilm movie,#love at first sight,#skibidi toilet,#spider-man,#sssniperwolf,#ssundee,#LOVE AT THE FIRST SIGHT #drama,#chinese drama,#cdrama,#drama short film,#short film,#mym short films,#short films,#uk short films,#crime drama short film,#short film drama,#gang short film uk,#short of the week,#uk short film,#london short film,#gang short film,#amani short film,#drama short film gang,#shorts,#short movie,#love At First Sight,#Married At First Sight

The Heiress And Her Bodyguard Full Movie

⏲ 1:41:5 👁 7.9M

Ayesha Khan arrives at T-Series Office, Fun Banter with paps about Abhishek Kumar, Video viral. watch video to know more <br/> <br/>#AyeshaKhan #AyeshaKhanBoyfriend #AyeshaKhanVideo <br/>~HT.99~PR.132~

Ayesha Khan अपने New Project के लिए पहुंची T-Series के Office, Abhishek के नाम पर Paps ने किया मजाक!

⏲ 3:38 👁 2.4M

What if you want a high-quality lightweight, modern carbon road bike but you prefer rim brakes, a mechanical groupset and don’t want balloon tyres for so called ‘all road’ riding?<br/><br/>In this video I’m going to show that that - despite the best efforts of the industry - bikes like this do still exist. I’ve found the ultimate modern bike for the retrogrouch. The Racer Rosa is an example of a bike which proves that you can still buy a top end carbon road bike with rim brakes andis compatible with mechanical gears.

The Ultimate Retro Modern Superbike

⏲ 9:12 👁 10M

Samantha Ruth Prabhu finds herself at the center of criticism following accusations from several netizens, who claim that the actress accidentally shared a nude picture on her Instagram story. On April 5, Samantha posted a photo of herself seated in a clinic, wrapped in a white towel while undergoing a new treatment for her auto-immune disease. The image widely circulated across social media platforms, sparking heated discussions. Some users even paired the deleted photo with a fake nude image of the actress, alleging that Samantha had shared it before removing it. However, her loyal fans were quick to refute these claims, denouncing those who propagated the false nude picture.<br/>

Did Samantha Ruth Prabhu Accidentally Leak Her Nude Photo? Netizens Make A Shocking Claim

⏲ 1:37 👁 8.4M

Dashcam video shot on April 26 showed the moment a powerful tornado destroyed a building in Lincoln, Nebraska during a deadly, multi-state outbreak of severe storms.<br/><br/>The building, hit by the twister carrying winds as high as 158 m/ph (254 km/h), belonged to Garner Industries.<br/><br/>According to local media, there were dozens of workers still inside as the tornado struck, but all survived the incident.<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

Dashcam video captures powerful tornado wiping out building in Nebraska in late April

⏲ 1:9 👁 12.6M

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