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_my-mom-married-us-after-a-month-of-dating-124-love-don39t-judge.webp "WE first met Willow, 24, on Love Don't Judge back in 2022, but since then, the model has split from her past partner and has a new man, Rob, 60. The couple knew each other for years, but only recently got together when Willow found herself in LA and decided to hit up Rob. He explained: \")
_30-minutes-deep-prayer-music-124-atmosphere-changer-5-124-intercession-amp-warfare-124-instrumental-worship.webp "Jacob Agendia")
30 Minutes Deep Prayer Music | Atmosphere Changer #5 | Intercession & Warfare | Instrumental Worship
⏲ 30 minutes 57 seconds 👁 8.7K
_30-minutes-deep-prayer-music-124-atmosphere-changer-124-intercession-amp-warfare-124-instrumental-worship-124.webp "Jacob Agendia")
⏲ 30 minutes 53 seconds 👁 7.7K
_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_deep-prayer-music-4-hours-atmosphere-changer-6-124-instrumental-worship.webp "Jacob Agendia")
⏲ 4 hours 11 minutes 41 seconds 👁 549.4K
_30-minutes-with-holy-spirit-deep-prayer-amp-prophetic-worship-music.webp "DappyTKeys")
_fear-for-australia39s-great-barrier-reef-after-mass-bleaching.webp "Fear for Australia's Great Barrier Reef after mass bleaching<br/><br/>The Great Barrier Reef is suffering one of the worst coral bleaching events ever — its seventh in five years — and scientists fear it might not be able to recover. Australian Museum's Lizard Island Research Station Director Anne Hoggett has lived on the reef for over 30 years, studying its changes amid increased heat stress on the reef. Lizard Island, a small tropical slice of paradise 270 kilometers north of Cairns, is among the worst bleached areas. The island hosts a research center where scientists from around the world study Australia’s unique marine ecosystem.<br/><br/>Video by AFP<br/><br/>Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe <br/> <br/>Visit our website at https://www.manilatimes.net <br/> <br/>Follow us: <br/>Facebook - https://tmt.ph/facebook <br/>Instagram - https://tmt.ph/instagram <br/>Twitter - https://tmt.ph/twitter <br/>DailyMotion - https://tmt.ph/dailymotion <br/> <br/>Subscribe to our Digital Edition - https://tmt.ph/digital <br/> <br/>Check out our Podcasts: <br/>Spotify - https://tmt.ph/spotify <br/>Apple Podcasts - https://tmt.ph/applepodcasts <br/>Amazon Music - https://tmt.ph/amazonmusic <br/>Deezer: https://tmt.ph/deezer <br/>Tune In: https://tmt.ph/tunein<br/> <br/>#TheManilaTimes<br/>#tmtnews <br/>#coralbleaching <br/>#greatbarrierreef<br/>#australia")
_pray-deep-prayer-music-124-christian-meditation-music.webp "DappyTKeys")
_atmosphere-of-deep-worship-124-min-theophilus-sunday.webp "Altar of Prayer")
_cabrini-trailer.webp "Kaleidoscope Home Entertainment are delighted to announce the release of the stirring and uplifting biopic, Cabrini. Following its hugely successful US release in March, and UK release in 200+ cinemas, Cabrini will be heading to Blu-Ray, DVD & Digital Download platforms on 27th May.<br/> <br/>From the studio (Angel Studios) and director (Alejandro Monteverde) behind last summer's box office sensation Sound of Freedom, this stunning biographical epic stars Cristiana Dell’Anna (The Hand of God, Gomorrah), two-time Oscar nominee John Lithgow (Killers of the Flower Moon, The Crown), two-time Emmy nominee David Morse (The Green Mile, The Hurt Locker) and Oscar nominee Giancarlo Giannini (Quantum of Solace, Man on Fire). Cabrini was produced by Academy Award-winning Jonathan Sanger (The Elephant Man) and features an original song performed by the world renowned tenor, Andrea Bocelli.<br/> <br/>In 1889, Italian immigrant Francesca Cabrini arrives in New York City, greeted only by disease, crime, and impoverished children. Witnessing the vast inequality of the city, Cabrini sets off on a daring mission to help society’s most vulnerable, but must first overcome the prejudices and indifference of those in power. However, despite these momentous setbacks, her broken English, and poor health, she remains determined to use her entrepreneurial mind to build an empire of hope unlike anything that the world has ever seen.<br/> <br/>Francesca Cabrini's story of defiance in the face of adversity is an incredible reminder of how even just one person's activism can change the world. <br/><br/>Distributor: Kaleidoscope Home Entertainment<br/>Blu-ray, DVD & Digital Release Date: 27th May<br/>Short Synopsis: After witnessing disease and poverty in the slums of New York, Italian immigrant Francesca Cabrini embarks on a daring journey to persuade the hostile mayor to provide housing and healthcare for hundreds of orphaned children.<br/>Director: Alejandro Monteverde<br/>Cast: Cristiana Dell'Anna, John Lithgow, David Morse & Giancarlo Giannini.<br/>Run Time: 142 Mins<br/>Cert: 12")
_deep-prayer-music-4-hours-atmosphere-changer-9-124-instrumental-worship.webp "Jacob Agendia")
⏲ 4 hours 16 minutes 25 seconds 👁 21.2K
_holy-of-holies-11-hour-blackscreen.webp "Kyle Lovett Warfare u0026 Worship Music")
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