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Adults living alone believe they need an annual income of at least £31,536 to cover their outgoings and still afford essentials such as food, clothes and hygiene products.<br/><br/>But with the UK’s average salary of £29,669 somewhat short of this, many feel they are being pushed ever closer to hygiene poverty.<br/><br/>The scale of the current cost of living crisis has been illustrated after a survey of 2,000 adults found one in four people living alone are struggling with the current financial crisis.<br/><br/>As a result, 56 per cent of those have had to make difficult decisions, such as whether to pay their rent over buying food or hygiene items.<br/><br/>And 52 per cent of that same demographic have had to stop socialising, while 14 per cent have even gone without everyday items like toilet roll or period products.<br/><br/>The research was commissioned by hygiene and health company Essity, in partnership with Unilever, Haleon, Kimberly Clark and Edgewell, to launch a Tesco in-store promotion throughout April and May, where customers buy two products and a hygiene product will be donated to charity In Kind Direct.<br/><br/>Rosanne Gray, CEO of In Kind Direct, said: ''Many people experiencing hygiene poverty face the impossible decision to heat, eat or keep clean on a daily basis, and unfortunately more and more people are being pushed into this position.<br/> <br/>“We know hygiene poverty disproportionately affects those already struggling, but the research shows that financial difficulties are now impacting everyone.”

Single adults need income of £31,536 to cover essential outgoings study says

⏲ 1:33 👁 45.8M

Shruti Pathak

Main Item Song Karne Aayi Hoo

⏲ 4 minutes 26 seconds 👁 339

King Of 90's

Darwaza Khula Chod Aayi Nind Ke Mare | Naajayaz | Alka Yagnik, Ila Arun | Hindi Item Song

⏲ 6 minutes 13 seconds 👁 4.6M

Quit Wasting Your Money , on These Things.<br/>As inflation continues to send the <br/>prices of everyday items soaring, <br/>it's imperative to budget your finances.<br/>Over time, even the most conscious consumers might find themselves <br/>the victims of money traps.<br/>Here are some common money <br/>traps and how to avoid them:.<br/>Bank Fees.<br/>Charges for withdrawals, out-of-<br/>network ATMs and monthly service <br/>fees from your bank add up.<br/>Charges for withdrawals, out-of-<br/>network ATMs and monthly service <br/>fees from your bank add up.<br/>But they don't have to. Per Bankrate, <br/>almost 50% of checking accounts in the <br/>United States don't charge maintenance fees.<br/>But they don't have to. Per Bankrate, <br/>almost 50% of checking accounts in the <br/>United States don't charge maintenance fees.<br/>If you feel overcharged at your current bank, don't hesitate to find a new one.<br/>Unused Subscriptions.<br/>A recent study found almost <br/>70% of US consumers throw <br/>away money each month on <br/>subscriptions they don't use.<br/>The culprit? Signing up for free trials <br/>and failing to cancel services when <br/>the trial period ends.<br/>That’s an easy way to chuck money out the window. , Julie Ramhold, consumer analyst with DealNews, via CNN.<br/>Wasted Food.<br/>According to the Natural Resources Defense Council, almost 40% of food <br/>in the United States goes uneaten.<br/>According to the Natural Resources Defense Council, almost 40% of food <br/>in the United States goes uneaten.<br/>Check your refrigerator before heading to the grocery store and plan your meals around the food you do have

Quit Wasting Your Money on These Things

⏲ 1:30 👁 18.1M

Tips Official

Bollywood Item Songs - Video Jukebox | Item Songs Bollywood | 90's Item Song | Tips Official

⏲ 54 minutes 19 seconds 👁 4.2M

Shemaroo Filmi Gaane

Duniya Mein Aaye Ho Love Kar Lo - Salman Khan - Karishma Kapoor - Judwaa Songs - Bollywood 90s Song

⏲ 5 minutes 2 seconds 👁 42.7M

On this episode of Mind Massage, Luísa Sonza takes us on a sound journey using some of her favorite items such as a Brazilian snacks, drinks and more!

Luísa Sonza Does ASMR with Brazilian Snacks, Talks Collabs with Demi Lovato, Tokischa & More!

⏲ 16:5 👁 3.7M

Bollywood Songs

Akeli Mein Aayi | Gambler | Alisha Chinai | Anu Malik | Bollywood Item Song

⏲ 5 minutes 21 seconds 👁 36.4K

Karaoke Duniya World

Main Item Song Karne Aayi Karaoke Yeh Ishq Sarfira High Quality

⏲ 4 minutes 7 seconds

Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

⏲ 1:14 👁 48.4M

SonyMusicIndiaVEVO

Chikni Chameli Best Video - Agneepath | Katrina, Hrithik | Shreya | Ajay-Atul

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T-Series

It'S Rocking [Full Song], Film - Kya Love Story Hai

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