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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

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In this video, we dive into the comprehensive features of IObit Malware Fighter, advanced security software for detecting and removing threats. Discover how IObit Malware Fighter effectively protects your device from malware, viruses and other online threats.<br/><br/>Join us as we explore the user-friendly interface, real-time protection, advanced threat removal tools, and more. Learn valuable tips and tricks to optimize security settings and keep your system safe.<br/><br/>Don't miss this important guide to maximize your device protection. Like and share this video to help others stay informed and safe online. #IObitMalwareFighter #Cybersecurity #ThreatDetection #MalwareProtection<br/>========================================<br/> IObit Malware Fighter PRO (1-year subscription / 2 PCs)<br/> https://s.id/IObitMalwareFighterPRO<br/>========================================<br/> IObit Summer Special Pack Discount 35%<br/> https://s.id/SummerSpecialPack<br/>✨ Coupon Code: SUM230710<br/>========================================<br/> Super Halloween Pack - 82% OFF with 2 Free Gifts<br/> https://s.id/SuperHalloweenPack<br/>========================================<br/>IObit Easter Special Pack:<br/>https://s.id/iobiteasterspecialpack<br/>========================================<br/>Upgrade to Pro version (limited time):<br/> 5F509-0F284-97586-1C63N<br/>D9BD4-F7475-3E551-A6534<br/> 57F4C-2CAE9-27A39-49B34<br/> A4FC2-C908C-AFECF-2B43N<br/> 0253B-EB4E9-E1743-7A93N<br/>D37E5-D2F8C-F89FF-B103N

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Hello crypto enthusiasts! Welcome to another exciting episode where we dive deep into the world of cryptocurrency exchanges. Today, we're going to compare BingX with other popular trading platforms to determine which one is the best choice for you as a crypto trader. Get ready for an in-depth analysis that will help you make an informed decision. And don't forget to use the referral code 911 when registering on BingX to unlock exclusive benefits!<br/><br/>When it comes to trading cryptocurrencies, the platform you choose can make a significant difference in your overall experience and success. Each exchange has its own unique features, fees, security measures, and trading tools. In this comprehensive comparison, we'll explore the strengths and weaknesses of BingX and other leading platforms, so you can determine which one aligns best with your trading needs and preferences.<br/><br/>BingX: A Rising Star in the Crypto Exchange World<br/><br/>BingX is a relatively new player in the cryptocurrency exchange market, but it has quickly gained recognition for its user-friendly interface, innovative features, and commitment to security. One of the standout features of BingX is its copy trading platform, which allows users to replicate the trades of successful traders automatically. This feature is particularly appealing to novice traders or those who want to diversify their portfolio without spending countless hours analyzing the market.<br/><br/>Another highlight of BingX is its social trading platform, which fosters a community-driven environment where traders can share ideas, strategies, and insights. This collaborative approach can be invaluable for traders looking to learn from experienced professionals and stay up-to-date with the latest market trends.<br/><br/>In terms of security, BingX employs industry-standard measures such as cold wallet storage for the majority of user funds, multi-signature wallets, and two-factor authentication. Additionally, the exchange is licensed and regulated in multiple jurisdictions, providing an added layer of trust and credibility. <br/><br/>⚠️ATTENTION <br/><br/>1. Our team has direct contact with the management of BingX exchange and in case of any disputable issues, those who are registered and see in the section \

BINGX VS OTHER TRADING PLATFORMS: WHICH ONE IS THE BEST CHOICE FOR CRYPTO TRADERS?

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️ CHAPTERS:<br/>00:00 - Aug 2015<br/>00:07 - Sep 2015<br/>00:15 - Oct 2015<br/>00:23 - Nov 2015<br/>00:31 - Dec 2015<br/>00:40 - Jan 2016<br/>00:48 - Feb 2016<br/>00:56 - Mar 2016<br/>01:05 - Apr 2016<br/>01:13 - May 2016<br/>01:22 - Jun 2016<br/>01:30 - Jul 2016<br/>01:38 - Aug 2016<br/>01:47 - Sep 2016<br/>01:55 - Oct 2016<br/>02:04 - Nov 2016<br/>02:12 - Dec 2016<br/><br/>-<br/><br/>What was the price of Ether (ETH) in its first year/at the beginning? What was the price of Ether/Ethereum (ETH) between 2015-2016?<br/>Where can I get more information about the price of Ether (ETH) at its inception?<br/><br/>ETHER (ETH) Price in its First Year 2015-2016<br/>The evolution of the asset's market/close price (in USD) over time.<br/>#eth #etherprice #ethprice #ethereumblockchain #ethereumchart #ethchart #price #chart #bitcoin #btc #blockchain #financialeducation #educational #cryptocommunity <br/><br/>Notes:<br/>*Data not available on the following dates: 08.09.2015; 08.10.2015; 09.04.2015; 09.21.2015; 10.10.2015.<br/><br/>*For the best experience, make sure you are watching in High Definition (HD) quality.<br/>*You can \

ETHER (ETH) Price in its First Year 2015-2016 #crypto #ether #ethereum #pricechart

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