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Matt Schulz, a personal-finance expert and author of Ask Questions; Save Money, Make More, joins “Forbes Talks” to discuss ways to successfully navigate money with friends and family.<br/><br/>00:00 Introduction<br/>00:18 What's The Etiquette When Dining With Friends<br/>02:52 How To Have Finance Conversations With Friends<br/>04:19 Should You Loan Money To Family And Fiends?<br/>13:42 How To Ask For Money That's Owed To You<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
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Matthew the Music and Hot Wheels Fan 2024
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Julian Pimentel
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Chelsea and Burnley are just two clubs from across the world using AI to find future Premier League talents - and FourFourTwo were invited along to Chelsea’s Cobham training ground to speak to ai.io’s Richard Felton-Thomas about how they are working with the club and to test out whether or not we have what it takes to compete with top-tier footballers.
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MediaIdeaFactoryNeptuniaGameVideoEditor5682 Alt
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12tone
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Chocolate mug cakes couldn't be easier to make, and are perfect if you fancy a little treat 'from me to me', as they're just the right quantity for one person. <br/><br/>Using your microwave you can whip one of these up in just five minutes from things you most likely already have in your cupboard. All you'll need is some baking essentials like sugar and flour, an egg and some cocoa powder as well as a few extras to decorate if you fancy taking things to the next level. <br/><br/>For a fun Easter twist we've plumped for Mini Eggs to stir through the mixture, but you could use anything you have to hand. Crushed up Flakes would be delicious, as would Smarties. <br/><br/>You can enjoy these mini chocolate mug cakes just as they are, or you can treat yourself to an even more indulgent dessert by topping them with whipped cream or ice cream once they're ready. <br/><br/>They'll be nice and warm so expect things to melt and mix together. If you're feeling generous you could make these for friends or family by making everyone an individual mug cake. We think these chocolate mug cakes are a fun project to do with kids, so they can add their own favourite treats to the mixture and pick their own mug.
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Landyn Nguyen 2024
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Russell Burnett
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For many of us, education comes hand in hand with our childhood and teenage years – whether that’s learning to read and write or getting to grips with life’s everyday tasks and challenges. However, when it comes to money, each person has their own experience of gaining financial responsibility.<br/><br/>Looking to those around us to inspire better money habits could be key. Over a third of us (36%) say they’re regularly investing and saving having picked this up from others, and the same goes for paying off debt as quickly as possible (29%) and paying attention to savings rates and current accounts (19%).<br/><br/>Half (50%) of us admit to not discussing finances with family, friends, or peers until at least aged 19, while 15% confessed to leaving it past the age of 30. A further 20% of us aren’t open to discussing savings with family and friends at all, and just 14% are very open to discussing investments and pension contributions.<br/><br/>This late awakening could be impacting how hard UK consumers are making their money work, with 39% of consumers having not discussed savings products like ISAs at all when growing up – despite the potential benefits of the tax-free accounts. <br/><br/>Lifting the lid on those influences, only one in eight (13%) consider themselves to be very money savvy, but this more than doubles to 29% for those who consider their parents or guardians to be very money-savvy too. But money savviness doesn’t just come from friends and family. <br/><br/> <br/><br/>Looking at wider influences, half (45%) of Brits mention experts like Martin Lewis, followed by banks (37%), newspapers or magazines (20%), and forums or the internet (20%). Schools or higher education (15%) and employers (14%) all rank lower.<br/><br/>The research from Nutmeg comes as we approach the end of the current Tax Year, at what can be a confusing time when many people may not be aware of the steps they can take to spring clean their finances. Claire Exley, head of advice and guidance at Nutmeg, is available for interviews to discuss the research, champion financial education, and share her top tips for building better financial health – from more discussions about money with our children and those around us, to how the late starters among us can catch up.
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Josh K Guitar
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Jubozix’s AlphaSquares Show
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