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One in four Americans have no idea if they'll get a tax refund this year, according to new research. <br/><br/>A survey of 2,000 U.S. adults looked at how many are thinking ahead when it comes to their taxes and found the percentage of those who aren’t sure if they’ll get a tax refund is up to 25% from 20% last year.<br/><br/>On the other hand, 43% anticipate getting a tax refund in 2024, slightly up from 40% last year.<br/><br/>The average respondent who thinks they will be getting a tax refund estimates that they’ll get back $2,023.50 this year, down from the average of $2,338.40 last year.<br/><br/>Conducted by OnePoll for Cricket Wireless, the annual tax time survey found that two in three Americans said that if they received a tax refund in 2024, they would use it in a more “mature” way than years past (67%).<br/><br/>Of those who anticipate a tax refund, three in five are relying on that extra income and 36% plan on saving it, compared to just 26% last year.<br/><br/>Half of those who have gone through a major life event like putting contributions into a retirement plan (17%) or getting a new job (11%) also said that they would use their tax refund to help financially support new changes.<br/><br/>However, a quarter of Americans admit to feeling stressed leading up to the tax deadline (28%).<br/><br/>What’s causing that stress? For many, it’s uncertainty over what to expect.<br/><br/>For instance, of those who experienced life changes over the past year, such as getting married or having a kid, only 38% knew that these events will affect their tax return.<br/><br/>Knowledge also plays a role in respondents’ uncertainty, as one in five couldn’t define common tax terms like “adjusted gross income,” “dependent” or “filing status.”<br/><br/>The economy is also a culprit for those who are less certain about their finances this year.<br/><br/>Only a third of Americans think the 2024 economy will be better than the previous year (34%), with 45% sharing that this perspective impacts their decision to spend or save their tax refund.<br/><br/>To combat this, a majority of respondents have done more budgeting (68%) and 44% have spent less money, overall.<br/><br/>“High inflation and an unpredictable economy make many Americans feel uncertain around tax season,” said Tony Mokry, chief marketing officer at Cricket Wireless. “For many, this is the only time of year that they receive a windfall and how they treat these funds oftentimes sets the tone for their year financially. We continue to encourage consumers to look for value where they can, particularly on recurring bills like phone plans.”<br/><br/>However, those surveyed are taking control of their finances, keeping track of them on their phone (51%).<br/><br/>While only half of respondents last year used a banking app (52%), that number is up to 92% of those who use finance apps today.<br/><br/>Mobile wallet (48%) and investing apps (42%) were also among the most common finance apps last year, and are still popular among respondents this year (66% and 39%, respectively).<br/><br/>Credit score management apps have also climbed in popularity (39%) and one in five have a tax filing app, too (18%).<br/><br/>To make use of their resources, nearly a quarter of those who own a smartphone will use it to file their taxes in 2024 (23%).<br/><br/>“It's reassuring to see that more people are using their phones to manage their finances,” said Tony Mokry, chief marketing officer at Cricket Wireless. “It's difficult to stay on top of it all, but having access at your fingertips takes the headache out of managing money, making it easier than ever to track your spending, budget effectively, and work towards your financial goals.”<br/><br/>Survey methodology:<br/>This random double-opt-in survey of 2,000 general population Americans was commissioned by Cricket Wireless between Jan. 11 and Jan. 16, 2024. It was conducted by market research company OnePoll, whose team members are members of the Market Research Society and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
Average American expects this much cash from their 2023 tax refund
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Brian Robb and Jam Packard examine Jayson Tatum’s track record in crunch time and preview the Celtics showdown against the Nuggets Thursday night.<br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!<br/><br/>Factor! Visit https://factormeals.com/WINNING50 to get 50% off! Factor is America’s #1 Ready-To-Eat Meal Kit, can help you fuel up fast with ready-to-eat meals delivered straight to your door.<br/><br/>#Celtics #NBA #CLNS
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Elevating the adventure-ready SUV segment is not a task taken lightly, but the all-new 2024 Lexus GX 550 is up to the challenge with an unparalleled combination of elegant features, offroad capability, and the luxurious quality for which Lexus is known. Redesigned from the ground up, the GX builds on its 20 years in the Sport Utility Segment… making the case for the GX to be defined as a “Sophisticated Utility Vehicle.”<br/><br/>Today, a new legend is born as Lexus unveils the all-new, completely redesigned 2024 GX. The first-generation GX entered the North American market in 2002 as a force to be reckoned with in the mid-luxury SUV market. Lexus enthusiasts have praised its legendary off-road capability and its ability to tackle rough terrains, taking customers comfortably from errands to remote spaces.<br/><br/>The age-old saying is true: it’s about the journey; not the destination. The all-new GX 550 was designed to inspire customers to pursue their urge to travel, take an unpaved path, immerse themselves in nature and revel in the joy of driving. As part of that journey, GX blazes the trail as the first vehicle to bring the global Lexus “Overtrail Project” to life. The 2024 GX builds upon the strong foundation created by the outgoing generation, and brings the intuitive technology, thoughtful interior touches, and continued off-road prowess that Lexus Guests have come to expect.<br/><br/>The all-new GX presents an unmistakably aggressive exterior design that exudes the tough, rugged persona that it has earned time and time again. Lexus designers were intent on expressing the off-road functionality of a true body-on-frame SUV. Their guiding light was envisioning GX customers enjoying refined outdoor experiences, and, as such, they were determined to design a GX that exemplifies the juxtaposition of a tough exterior with a calming, lux, and modern interior space.<br/><br/>The 2024 GX 550 will be offered in six grades: Signature, Premium, Luxury, Executive, and all-new for Lexus, Overtrail and Overtrail+.<br/><br/>The 2024 GX introduces a noticeable change from the previous generation with a square-body profile with a horizontal design motif. From the front, the all-new GX continues the Lexus spindle body concept with an all-new bold, resolute design that also aids in off-roading functionality. To achieve the grounded, stable stance, designers created a taut body with a wide track and fender flares, pulling the front pillar base to the rear. The overall width increases by 95 mm (Overtrail by 115 mm) compared to the previous-generation GX. The Premium Triple Beam LED headlamps and grille opening have been raised to help avoid potential road impact. LED fog and cornering lamps are available for increased visibility. The front overhang has been decreased by 20 mm for improved clearance. The powerful front presence is led by the seamless grille and headlamp integration.
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GLASGOW. The Pearce Institute.<br/><br/>The third annual Govan Music Festival opens in Glasgow today, gearing up for four days of progressive performances and inclusive cultural participation at venues across the historic district.<br/><br/>Govan Music Festival 2024 springs into action in Glasgow<br/>Opening day images will be available to download here from 1300 hours<br/> <br/><br/>The forward-thinking Govan Music Festival opens in Glasgow today as it gears up for four days of progressive performances and inclusive cultural participation at venues across the historic district.<br/> <br/><br/>As the city gets set to enjoy the first days of spring, the event will see the south west corner of Glasgow blooming and brimming with freshly curated cultural activities which reflect and celebrate the diverse communities of Govan.<br/> <br/><br/>Now in its third year, the festival runs until Saturday 16th March and is part of a community-led regeneration strategy showcasing all that the neighbourhood has to offer including homegrown, Scottish and international talent across folk, fusion, world, classical, jazz and hip-hop music.<br/> <br/><br/>Over the coming days the festival, which is run by Govan’s regeneration orchestra The Glasgow Barons supported by The National Lottery through Creative Scotland, is set to demonstrate how music can enhance people’s lives and revitalise an area.<br/> <br/><br/>Performances range from a unique collaboration between Scottish rappers and folk and jazz musicians, to an exceptional night of world music and Gaelic trad rock.<br/> <br/><br/>Friday 15th March will see Freed Up Friday, the launch party for Freed Up CIC, an independent producer of sober adult events specially curated for the recovery community. Scottish hip hop meets orchestral rave for this night at Park Villa Community Sports Hub, with performances from leading Scottish rappers Sweet Rogue, Freestyle Master, MOG and Dazza JFT. Popular rave tracks will also be mixed by GBX duo Gonzo and MC Cally accompanied by live strings from The Glasgow Barons.<br/><br/>The night will also see Freestyle Master, Sweet Rogue and MOG work with folk and jazz violinist Roo Geddes, accordionist Neil Sutcliffe and bassist Ewan Hastie, winner of the BBC Young Jazz Musician 2022, to present a brand new acoustic set of bare knuckle Scottish hip-hop fusion.<br/> <br/><br/>A coming together of trad and world music will take place on Saturday 16th March at Edmiston House as the award-winning Musicians in Exile and Glasgow Gaelic indie trad band DLÙ put on a special double bill concert. The musicians will debut a new song they have composed for the festival, inspired by Scotland’s natural environment. Musicians in Exile travelled to Loch Lomond before beginning work with DLÙ, giving New Scots the chance to connect with climate change and Scottish nature.<br/> <br/><br/>Classical music and jazz will also be celebrated when The Glasg
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